Summary
Overview
Work History
Skills
Timeline
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David McCown

Lago Vista,TX

Summary

Strategic and results-driven Mortgage Servicing professional with a comprehensive background in complex loan resolution and operational optimization. Expertise centered on transforming servicing environments by implementing scalable process improvements and elevating employee engagement through targeted team building and culture development initiatives. Committed to leveraging experience and continued education to achieve organizational recognition and drive substantial, measurable performance gains and superior customer satisfaction.

Overview

14
14
years of professional experience

Work History

Director of Loan Servicing & REO

Stallion Funding
04.2022 - Current
  • Ownership of $200M+ Real Estate portfolio.
  • Improved and maintained delinquency rates in all tiers below 5% with 30 days below 3%
  • Oversight of Servicing Department and Construction Draws Department.
  • Implemented a new servicing system of record that helped eliminate labor hours across both departments.
  • Complied with established internal controls and policies.
  • Coaching and Training staff in both Departments.
  • Research, resolve and respond to escalations.
  • Communicate construction draws denials to customers with unsatisfactory accounts
  • Collaborate with business units to determine root cause(s) of complaints, determine appropriate resolve and future remediation to avoid repeat complaints and improve effectiveness.
  • Liaison between business unit and in house council.
  • Conduct live phone monitoring to increasing customer experience and company compliance.
  • Ownership of the companies Real Estate Owned portfolio and short-term rentals.
  • Drive construction project completion of inherited uncompleted projects
  • Work directly with Contractors of various scope to complete projects.
  • Prepare completed properties for marketing and sales
  • Ensure Real Estate portfolio is 100 % fully insured
  • Process monthly payments, yearly taxes and invoices
  • Conduct Department Meetings and communications
  • Performed banking, business administration and financial tasks to guarantee gold standard service for clients
  • Developed strategic plans for day-to-day servicing operations
  • Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports
  • Support Chief Operation Officer with special projects and additional job duties

Early Stage Collections Manager/Customer Service Manager

Carrington Mortgage Services
05.2018 - 04.2022

Customer Service Manager 07/2019 to 04/2022


  • Manage and oversight of sixty-five Mortgage servicing professionals 80% of who I interviewed and hired. Maintained 91% retention over three years
  • Coaching and developing of five Supervisors on the leadership team and their subordinates
  • Collaborate with multiply departments to ensure effective and efficient processes, amended over fifty processes
  • Work directly with training department to amend relevant and changing needs to deliver best in class servicing
  • Oversight of staffing, hiring, recruiting, employee development and career pathing
  • Collaboration with dual mortgage servicing sites
  • Develop best customer service practices to increase customer experience
  • Establish production and performance goals
  • Employee engagement created/presented monthly employee recognition meetings
  • Resolved customer complaints while prioritizing customer satisfaction and loyalty
  • • Service calibrations with outside vendors
  • • Recommend, review and test process improvements
  • • Report directly to Senior level leadership.
  • Early Stage Collections Manager 05/2018 to 07/2019
  • Manage three Early Stage Collections Supervisors and their teams of ten-twelve collection specialist
  • Establish best practices of departmental key performance indicators to improve contacts by 60% and lower abandonment rates below 5%
  • Directly impacted effectiveness and efficiencies within department
  • Developed customer experience focused scorecard within Quality Assurance scope
  • Deployed and coached supervisors on proven methodology and disciplines
  • Successfully transitioned two teams from collections to Customer Service
  • Identify and hire high potential and high performers fostering career growth
  • Identified and developed individuals to promotions
  • Collaborate with other departments for process improvement
  • Assisted in implementation and deployment of new incentive program.

Liquidations SPOC Loss Mitigation Manager

Champion Mortgage (Nationstar Mortgage)
01.2012 - 05.2018
  • Collections Manager (Greentree) 01/2012 to 10/2013
  • S.P.O.C. Manager (Springleaf) 10/2013 to 10/2014
  • Call Center (Nationstar) 10/2014 to 06/2016
  • Reverse Mortgage Team Manager 6/2016 to 5/2018

Skills

  • Leadership
  • Mortgage Servicing
  • Loss Mitigation
  • Underwriting
  • MLO License # 1142320
  • Notary
  • Training
  • Public Speaking
  • Team Building
  • Staffing and Development
  • Coaching and Mentoring
  • Culture Building
  • Problem Solving
  • Goal Setting and Achieving
  • Quality Assurance
  • Conflict Management

Timeline

Director of Loan Servicing & REO

Stallion Funding
04.2022 - Current

Early Stage Collections Manager/Customer Service Manager

Carrington Mortgage Services
05.2018 - 04.2022

Liquidations SPOC Loss Mitigation Manager

Champion Mortgage (Nationstar Mortgage)
01.2012 - 05.2018