David Reinholdt
Milwaukee,WI
Summary
Hardworking employee with customer service, multitasking and time management abilities. Devoted to giving every customer a positive and memorable experience.
Overview
21
21
years of professional experience
Work History
Underwriter
JPMorgan Chase
Milwaukee, WI
01.2002 - 03.2023
- Analyzed applicant assets and credit history to determine willingness and capacity to repay proposed mortgage obligation.
- Analyzed tax returns and financial statements to determine ongoing cash flow to support loan repayment.
- Maintained compliance with company and regulatory policies.
- Analyzed loan risk and reviewed loan conditions and requirements.
- Reviewed titles and appraisals to validate properties to meet insurer and guarantor guidelines.
- Collaborated with loan originators and processors to correctly review and assess applications and risks.
- Resolved document mistakes and discrepancies and identified signs of fraudulent activity.
- Evaluated loans against portfolio and investor guidelines.
- Determined loan eligibility and approved or rejected applications.
- Researched applicant employment and financial histories to confirm document accuracy.
- Reviewed and evaluated loan applications and supporting documents.
- Requested additional information for applications and documents when necessary.
- Supported system administrators for loan origination software by maintaining loan product definitions and specifications.
- Approved or denied loan applications and explained reasoning behind decisions.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Reviewed credit histories from applicants and determined feasibility of granting requested loans.
- Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
- Informed customers of loan application requirements and deadlines.
- Updated client account information and records in company databases.
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
- Collaborated with company teams to expedite loan approval processes.
- Reviewed client documentation and contracts for discrepancies and mistakes.
- Stayed abreast of lending regulations, industry trends and market rates.
Education
High School Diploma -
UW-Milwaukee
Milwaukee, WISkills
- Renewing policies
- Data collection
- Production-oriented
- Quality control
- Managing risk
- Analyzing data
- Building strong relationships
- Friendly, positive attitude
- Troubleshooting
- Conflict resolution
References
- Available upon request
Timeline
Underwriter
JPMorgan Chase
01.2002 - 03.2023
High School Diploma -
UW-Milwaukee