Davis Weston
Dallas
Summary
Results-driven Commercial Insurance Broker with expertise in risk evaluation and custom coverage solutions. Specializes in property and casualty insurance, collaborating with brokers and underwriters to create tailored insurance programs. Demonstrates strong skills in risk analysis, policy review, and regulatory compliance, ensuring alignment with client needs and market trends.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Associate Underwriter - Commercial Lines
Burns & Wilcox
Arlington
07.2024 - Current
- Reviewed and evaluated insurance applications to determine eligibility, risk factors, and other underwriting requirements.
- Served a book of business under direct supervision of underwriter, ensuring compliance with underwriting guidelines.
- Log applications, prepare binders, and process policies and endorsements
- Bind risk, post the invoice and process technical data
- Screen renewal applications and send out renewal letters; perform some of the underwriting and prepare quotes for underwriter approval
- Collaborated with agents to gather essential underwriting documentation, enhancing accuracy and efficiency in the underwriting process.
- Established relationships with external vendors to obtain critical information for informed underwriting decisions.
- Order and follow up on inspections and handle endorsement requests and referrals for the underwriter
- Built and strengthened client relationships to form long-lasting, profitable bonds.
- Researched competitor offerings in order to identify opportunities for improvement within our own product lines.
- Supported efforts to identify and attract new clients.
Property & Casualty Production Intern
Arthur J. Gallagher
Jackson
06.2023 - 08.2023
- Shadowed commercial insurance brokers in client and prospect meetings to strengthen relationships and identify tailored risk management solutions
- Evaluated client's cost of risk, alongside underwriting teams, to ensure appropriate coverages and determine cost analysis of risk management structures
- Engaged in line of business trainings to gain insights into industry-specific risks in Gallagher's Property, Construction, and Hospitality practices
- Crafted sales strategy for commercial prospects using Gallagher's tailored tools and presented in mock meeting to Gallagher executives during Intern Regional Sales Competition
Vendor Process Intern
Specialized Loan Servicing
Denver
06.2022 - 08.2022
- Monitored escrow administration processes, including tax and insurance payment monitoring, escrow account analysis, and customer account reconciliation, to understand operational efficiency.
- Assisted with reviewing documentation related to lien release processing and learned procedures for satisfying and recording paid-off mortgage liens in compliance with state and federal guidelines.
- Observed account reviews for high-risk loans, analyzing delinquency trends and compliance concerns to inform risk mitigation strategies.
- Shadowed foreclosure specialists to understand the foreclosure timeline, legal documentation requirements, borrower communication procedures, and default servicing operations.
- Developed familiarity with mortgage servicing systems, loan documentation workflows, and servicing compliance standards.
- Collaborated with team members across departments to understand servicing functions' impact on overall loan portfolio management.
- Strengthened professional communication, analytical, and organizational skills through daily observation and participation in departmental discussions and workflow reviews
- Shadowed multiple departments within a mortgage loan servicing company to gain exposure to end-to-end servicing operations and regulatory procedures.
Education
BBA - Finance
University of Mississippi
University, MS05-2024
Skills
- Technical underwriting
- Risk assessment and analysis
- Financial analysis and negotiation
- Policy processing and documentation
- Client relationship management
- Adaptability and flexibility
- Interpersonal communication skills
Affiliations
- Volunteer - Toys for Tots
- Volunteer - St. Vincent dePaul Food Drive
- Volunteer - Habitat for Humanity
Certification
- Property & Casualty Insurance License - Texas Department of Insurance
- Surplus Lines Insurance License - Texas Department of Insurance
Timeline
Associate Underwriter - Commercial Lines
Burns & Wilcox
07.2024 - Current
Property & Casualty Production Intern
Arthur J. Gallagher
06.2023 - 08.2023
Vendor Process Intern
Specialized Loan Servicing
06.2022 - 08.2022
BBA - Finance
University of Mississippi