DAWN M. ORLOWSKI
Manchester,CT
Summary
15 years commercial lending experience includes Construction, Loan Closings. Servicing, Workout, and Lease Administration
Overview
14
14
years of professional experience
Work History
Construction Loan Analyst
Cooperative Business Services, LLC
11.2023 - Current
- Review construction contracts on new closings coordinating due diligence requirements are being met
- Engage with borrowers, general contractors, credit unions, and SBA if required to ensure terms and conditions are followed along with continuous customer/client support
- Analyze AIA and project budgets with each new draw request
- Request quotes and engage construction monitoring firms for pre-construction review as needed
- Order inspections and title updates, review results
- Review lien waivers, change orders and soft cost invoice, comparing to budget
- Review draw requests, budgets and documentation maintaining budge stays in balance
- Research permits, notice of commencement and certificate of occupancy filings
- Assist with writing department procedures as needed
- Assist with special projects as required
Senior Commercial Loan Closer
Cooperative Business Services, LLC
07.2022 - 11.2023
- Coordinate closings with borrower, title company, insurance agents, and attorneys for various real estate secured transactions
- Ensure due diligence requirements are met under the approved loan commitment
- Verify good standing certification, obtain and review company organizational documentation
- Order and review flood certifications
- Review proper insurance coverage has been captured
- Prepare loan documentation for closings using Compliance One software
- Coordinate with title agent with settlement statement for approval
- Provide weekly update with loans in closing pipeline
- Assist loan administrators with any outstanding post-closing requirements
- Work with credit unions on loan documentation requests
Documentation Coordinator (Equipment finance)
Pitney Bowes Bank
01.2022 - 07.2022
- Collaborate professionally with sales representatives and potential customers to gather due diligence information
- Prepare loan documents for closing commercial lease and loan transactions
- Review organizational documents to identify and assure the proper authorization are met
- Prepare loan documents for commercial equipment lease and loan documents, including all underwriting conditions
- Verify completeness of documentation and ensure all documents and requirements of funding and booking are met
- Review Insurance for Liability and Property including proper coverage
- Properly search and perfect senior positions in collateral taken through filing of UCC-1 filings, vehicle titles and liens, and other methods of security
- Provide weekly status updates to management with loan pipeline
- Implementation of processes and procedures for documentation, funding, and post-closing
Commercial Loan Administrator (contractor role)
MUFG - Union Bank
03.2021 - 07.2021
- Provide loan administration services for complex permanent commercial real estate loans, construction loans, and/or commercial business loans as needed
- Obtain and review entity documentation to determine authorized signors for legal documentation
- Review executed loan documents to ensure integrity of documents and proper execution
- Prepare loan documentation to reflect approved loan terms as well as compliance with Bank Policy and Procedures for loans and modifications as well governing authorities
- Assist with coordination of renewals of loan maturity backlog for commercial line of credits secured with various trusts
Senior Commercial Relationship Administrator
People's United Bank, N.A
08.2019 - 12.2020
- Coordinate commercial loan closings collaborating with loan officers, outside counsel, underwriting adhering to terms and conditions approved by senior management
- Review loan documentation for submission to middle office for approval
- Maintain knowledge of loan accounting systems, internal policies and all regulatory guidelines to ensure any issues are addressed and resolved
- Assist customers, management, and internal departments researching resolutions on complex and sensitive in a timely manner
- Process payments, payoffs, advances on loans
- Process overdrafts, exception wires and prepayment calculations as needed
Workout Loan Specialist - Commercial Loans
SANTANDER BANK, N.A
01.2012 - 12.2018
- Ordered appraisals, flood certificates, credit reports, and Lexis Nexis monthly
- Maintained portfolio reports for updated information insurance, property taxes, and financial due diligence has received
- Reviewed attorney prepared loan modifications for accuracy for processing on a weekly basis
- Assisted workout officers with maintenance of loans ensuring information was accurate for processing
- Coordinated weekly commercial workout committee meetings for senior management
- Assisted with weekly delinquencies by updating weekly reports from information received from officers
- Coordinated and attended quarterly management meetings for portfolios reviews
Loan Administrator
SIMSBURY BANK & TRUST COMPANY
01.2011 - 01.2012
- Provided due diligence for all new loan closings prior to close
- Prepared loan documentation with Laser Pro software for commercial loans ensuring that appropriate approvals are met
- Performed quality control function relating to all data input to servicing system
- Handled servicing functions; escrow processing, payoff processing for bank
- Answered questions, helped resolve issues and assistance with customer experience
Education
Business Administration -
Mary Immaculate Academy
New Britain, CTMANCHESTER COMMUNITY COLLEGE
Manchester, CTSkills
Experience
Field Inspections
Provide field inspection monitoring for new home and apartment construction projects
Additional Information
Provide field inspections for construction projects
Timeline
Construction Loan Analyst
Cooperative Business Services, LLC
11.2023 - Current
Senior Commercial Loan Closer
Cooperative Business Services, LLC
07.2022 - 11.2023
Documentation Coordinator (Equipment finance)
Pitney Bowes Bank
01.2022 - 07.2022
Commercial Loan Administrator (contractor role)
MUFG - Union Bank
03.2021 - 07.2021
Senior Commercial Relationship Administrator
People's United Bank, N.A
08.2019 - 12.2020
Workout Loan Specialist - Commercial Loans
SANTANDER BANK, N.A
01.2012 - 12.2018
Loan Administrator
SIMSBURY BANK & TRUST COMPANY
01.2011 - 01.2012
Business Administration -
Mary Immaculate Academy
MANCHESTER COMMUNITY COLLEGE
Similar Profiles
ANASTACIA LEWISANASTACIA LEWIS
Program Manager | Contract Team Lead | Subject Matter Expert II at PLATINUM BUSINESS SERVICES, LLCProgram Manager | Contract Team Lead | Subject Matter Expert II at PLATINUM BUSINESS SERVICES, LLC
John F McManusJohn F McManus
Office Services Xerox Key Operator at Xerox Business Services, LLCOffice Services Xerox Key Operator at Xerox Business Services, LLC
Adrienne Greiner-StathamAdrienne Greiner-Statham
Business Analyst at Conduent Business Services, LLCBusiness Analyst at Conduent Business Services, LLC
Kara WilliamsKara Williams
Medical Receptionist at Sleep Medicine Services of Western MassachusettsMedical Receptionist at Sleep Medicine Services of Western Massachusetts
Zachary SaeedZachary Saeed
Project Manager at Dallas ConstructionsProject Manager at Dallas Constructions