Summary
Overview
Work History
Education
Skills
Timeline
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Dawn White

Fort Lee

Summary

Experienced mortgage underwriter with 10+ years in the mortgage banking industry. Proficient in manual and AUS underwriting (Desktop Underwriter, Loan Prospector) with expertise in Fannie Mae, Freddie Mac, FHA, and Jumbo loans. Strong background in quality control, credit risk, compliance, and due diligence. Adept at managing high-volume loan pipelines while ensuring regulatory compliance and accuracy.

Overview

10
10
years of professional experience

Work History

Quality Control Underwriter

BMG
01.2024 - 05.2025
  • Perform quality control reviews of mortgage loan files to ensure compliance with agency, investor, and company guidelines.
  • Analyze credit, income, assets, and collateral documentation to identify and mitigate risk.
  • Collaborate with operations teams to address and clear conditions efficiently.

Mortgage Underwriter

Intercontinental Capital Group
Melville
05.2020 - 02.2022
  • Reviewed and underwrote Conventional and FHA loans, ensuring compliance with underwriting guidelines.
  • Managed a pipeline of 44-60 loans, assessing credit, income, and collateral.
  • Conducted quality control reviews and prepared files for clear-to-close.

Senior Loan Processor

Wells Fargo
Hicksville
04.2015 - 04.2019
  • Processed Conventional, FHA, and VA loans, verifying documentation and clearing conditions.
  • Managed a pipeline of 45-60 loans and ensured compliance with industry standards.

Quality Control Underwriter

Indecomm Global Services
New Jersey
06.2016 - 01.2017
  • Performed pre-funding audits for FHA, Fannie Mae, and Freddie Mac loans.
  • Verified income, employment, and title details to ensure compliance.

Education

Bachelor of Science - Public Health

SUNY College At Old Westbury
Old Westbury, NY

Bachelor of Arts - Psychology

SUNY College At Old Westbury
Old Westbury, NY

Skills

  • Mortgage Underwriting (Conventional, FHA, Jumbo)
  • Credit & Risk Assessment
  • Income & Fraud Analysis
  • Compliance & Quality Control
  • Loan Documentation & Closing
  • Appraisal & Title Review
  • Encompass
  • Loan Soft
  • Desktop Underwriter
  • Loan Prospector
  • Microsoft Office
  • LexisNexis
  • CoreLogic

Timeline

Quality Control Underwriter

BMG
01.2024 - 05.2025

Mortgage Underwriter

Intercontinental Capital Group
05.2020 - 02.2022

Quality Control Underwriter

Indecomm Global Services
06.2016 - 01.2017

Senior Loan Processor

Wells Fargo
04.2015 - 04.2019

Bachelor of Science - Public Health

SUNY College At Old Westbury

Bachelor of Arts - Psychology

SUNY College At Old Westbury
Dawn White