Dawn Cameron
Greenlawn
Summary
Talented Renovation Specialist with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Self-sourced clientele by networking and referrals.
Extensive knowledge of the home improvement industry and worked with many contractors. President of NARI 2020-2011. Member of LIBI.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Mortgage Loan Officer, Renovation Specialist
CMG Home Loans, Inc.
02.2015 - Current
- Developed strong relationships with customers through high levels of customer service.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Submitted loan applications to underwriter for verification and recommendations.
- Maintained strict confidentiality of bank records and client information.
- Collaborated with other departments to promptly process loan applications.
- Negotiated loan terms to provide favorable outcomes for both customers and lenders.
- Examined customer loan applications for loan approvals and denials.
- Developed and implemented marketing campaigns to attract new customers.
- Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
- Managed a diverse portfolio of loans while maintaining strong relationships with borrowers and referral partners.
- Negotiated favorable loan terms with borrowers, increasing overall profitability for the company.
- Educated potential clients on various loan options, guiding them towards informed decisions that fit their financial goals.
- Maintained an extensive knowledge of current market trends and industry changes to provide accurate advice to clients.
- Developed strong partnerships with real estate agents, generating a consistent pipeline of referrals and new business opportunities.
- Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
- Assisted customers with completing loan applications and other paperwork.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Negotiated loan terms and conditions with customers to secure best deal.
- Proactively identified solutions for customers experiencing credit issues.
- Explained very technical financial information to applicants in easy to understand language.
Senior Loan Officer, Renovation Specialist
Wells Fargo Home Loans
10.2006 - 01.2015
- Enhanced loan application process by streamlining documentation and improving communication channels with clients.
- Maximized approval rates for qualified applicants through diligent review of financial information and thorough assessment of risks.
- Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.
- Mentored junior loan officers, sharing expertise and knowledge to improve overall team performance.
- Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.
- Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads.
- Managed a diverse portfolio of loans while maintaining low default rates through careful risk assessment and proactive borrower support.
- Established a reputation as an expert in various loan programs, becoming a trusted resource for colleagues and clients alike.
- Submitted loan applications to underwriter for verification and recommendations.
- Successfully managed high-volume pipeline of loans, consistently meeting or exceeding monthly sales targets.
- Maintained strict confidentiality of bank records and client information.
Education
High School Diploma -
Huntington High School
Huntington, NYSkills
- Negotiation Tactics
- Sales Development
- Payment Collection
- Relationship Selling
- Client Account Management
- Refinancing Options
- Marketing Expertise
- Residential Mortgage Lending Regulations
- Document Analysis
- Licensed Mortgage Loan Originator
- Relationship Building
- Attention to Detail
- Goal Oriented
- Time Management
- Document Review
- Networking Abilities
- Sales Expertise
- Problem Solving
- Product Knowledge
- Customer Service
- Active Listening
- Ethical Conduct
- Team Collaboration
- Strong Communication
- Organizational Skills
- Interpersonal Skills
- Underwriting Knowledge
- Automated Underwriting System (AUS)
- Application Review
- NMLS Registration
Certification
CRA - Certified Remodeling Associate - NARI
Notary Public
Licensed Mortgage Banker - New York & Florida
Timeline
Mortgage Loan Officer, Renovation Specialist
CMG Home Loans, Inc.
02.2015 - Current
Senior Loan Officer, Renovation Specialist
Wells Fargo Home Loans
10.2006 - 01.2015
High School Diploma -
Huntington High School