Dawn M Jackson

Responsible for identifying and assessing complex flood-related risks for non-consumer loans to ensure compliance with regulatory requirements.

Key Responsibilities

• Review approved credit requests across Commercial, Business Banking, and Private Banking lines.
• Ensure adherence to company risk standards, policies, and controls; escalate risk issues as needed.
• Collaborate with business lines, customers, insurers, and third parties to facilitate smooth loan closings and mitigate regulatory and reputational risk.
• Provide guidance and education on Regulation H requirements to internal partners.
• Evaluate NFIP and private flood insurance policies for adequacy and recommend appropriate coverage for collateral in flood zones in accordance with Regulation H
• Promote diversity and support the company’s culture through community involvement and team collaboration.
• Manage an average of 10 flood reviews in personal queue at a time.

• Analyze approvals and loan documentation to insure collateral and/or guarantor requirements are correctly completed, setup in STOC, legally enforceable and comply with Federal Regulations as well as Bank Loan Policy and Department Procedures for Commercial Loans.
• Review of the Commercial Loan documents directly affects the BIC and FHLB pledge portfolios.
• Knowledge of select sections of federal regulations including Article 9 of the UCC, Regulation Z and Regulation H.
• Cite document exceptions for document discrepancies that expose the bank to risk. Function as a primary resource to Relationship Managers, Relationship Liaison and outside attorneys.
• Assist in STOC testing
• Assist Group leader with answering questions from peers on document review

• Work independently to meet deadlines for processing Commercial Real Estate information for New Loans and renewals on AFS
• Review and research all loan documentation to ensure accuracy and compliance while adhering to bank policy
• Research and interpret any questions/issues from customers, Relationship Managers/Liaisons, and inspection companies pertaining to the Commercial Real Estate loans.

• Responsible for collecting, coordinating and reporting student data: and continuously monitoring records to ensure compliance of information for the State and Federal Programs Department
• Create monthly reports to monitor status of students.