Deanna Fietzer
Summary
Experienced Banking Officer possessing a strong credit background and excellent organizational and interpersonal skills. Committed to leveraging these qualities to drive team success and contribute to organizational growth.
Overview
37
37
years of professional experience
Work History
Vice President-Asset Quality Review Loan Reviewer
Comerica Bank
Detroit, MI
04.2023 - 01.2026
- Analyzed a minimum of 35% of loan outstandings across 13 lines of business with the ability to identify credit concerns and structure and underwriting deficiencies.
- Ensured that loan approval documents were prepared according to the Bank's credit policies, containing the proper authorization requirements and notation of critical policy exceptions and guideline variances as appropriate.
- Assessed the proper selection and usage of the Bank’s risk rating models in full scope line reviews.
- Prepared written exam reports addressing the asset quality and structure and monitoring of a loan portfolio as well as relevant issues raised during the exam review.
- Completed a minimum of 40 hours required Bank-wide regulatory training and department training requirements annually.
- Maintained collaborative and constructive working relationships with fellow team members and colleagues within lending and credit departments.
Vice President-Relationship Manager
Comerica Bank
Ann Arbor, MI
09.1992 - 04.2022
- Managed a lending portfolio comprised of approximately 34 diverse client relationships totaling approximately $21MM in loan outstandings.
- Culminated and developed new and existing client relationships via loan growth and/or deposit growth.
- Developed loan structures for existing and prospective lending relationships that aligned with the Bank’s credit policies while balancing client needs.
- Maintained credit requirements of assigned portfolio such as collecting timely borrowing base reports, risk rating completions, annual review completions and covenant calculation completions.
- Demonstrated knowledge of Bank products and services and cross selling to new and existing clients.
- Developed and maintained external Center of Influence relationships and internal Banking Partner relationships including those in Retail, International Trade Finance, Middle Market Banking, SBA Lending and Credit.
Credit Analyst
Comerica Bank
Ann Arbor, MI
11.1999 - 09.2002
- Completed a two year formal commercial credit program focusing on financial statement analysis, ratio analysis, proforma and projections analysis.
- Analyzed business and personal financial statements to evaluate borrowers' creditworthiness and identify risk factors for commercial loan applications across three lines of business.
- Assisted ten Middle Market, Business Banking and Private Banking Relationship Managers with the preparation of loan approval documentation including cash flow analysis, collateral analysis, accounts receivable concentration and past due analysis and covenant calculations.
- Ordered and reviewed required appraisal and environmental reports prior to loan closing.
- Ensured that loan applications were decisioned within appropriate regulatory timelines.
Various Branch and Lending Support Positions
Comerica Bank
Wayne And Washtenaw Counties, MI
06.1989 - 11.1999
Education
BBA - Finance
Eastern Michigan University
Ann Arbor, MISkills
- Evaluating commercial credit risk
- Portfolio risk assessment
- Spreadsheet analysis
- Relationship building
- Critical thinking
- Decision-making
Timeline
Vice President-Asset Quality Review Loan Reviewer
Comerica Bank
04.2023 - 01.2026
Credit Analyst
Comerica Bank
11.1999 - 09.2002
Vice President-Relationship Manager
Comerica Bank
09.1992 - 04.2022
Various Branch and Lending Support Positions
Comerica Bank
06.1989 - 11.1999
BBA - Finance
Eastern Michigan University