Dynamic Senior Loan Officer at OneMain Financial with a proven track record in client relations and loan servicing. Achieved high client retention through exceptional customer service and effective communication. Proficient in credit analysis and cross-selling, driving repeat business while ensuring timely loan processing and favorable outcomes for clients.
Overview
2012
2012
years of professional experience
Work History
Senior Loan Officer
OneMain Financial
Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.
Submitted loan applications to underwriter for verification and recommendations.
Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.
Developed and evaluated loan proposals for customers.
Achieved high levels of client retention by providing exceptional service throughout the loan origination process.
Provided exceptional customer service during loan origination, addressing client concerns and ensuring a smooth process from start to finish.
Examined customer loan applications for loan approvals and denials.
Negotiated loan terms to provide favorable outcomes for both customers and lenders.
Assisted customers in understanding loan terms and conditions to make informed decisions.
Developed strong relationships with customers through high levels of customer service.
Assisted customers with completing loan applications and other paperwork.
Processed loan applications and monitored progress from start to finish.
Established plans and payoffs for customers' loans, prioritizing control of overall costs.
Approved loan applications based on customer creditworthiness and provided detailed financial advice.
Identified opportunities to cross-sell and upsell loan products to customers.
Respiratory Therapist
Horizon Health Network
04.2008 - 05.2011
Managed and operated mechanical ventilators to deliver airway management.
Managed ventilator support for critically ill patients in intensive care units, ensuring proper adjustments according to physician orders and clinical guidelines.
Administered oxygen therapy, aerosol therapy and inhalation therapy to improve patients' breathing and lung function.
Executed rapid intervention in instances of breathing difficulties.
Respiratory Therapist
Valley Children's Healthcare
04.2004 - 04.2007
Managed ventilator support for critically ill patients in intensive care units, ensuring proper adjustments according to physician orders and clinical guidelines.
Administered oxygen therapy, aerosol therapy and inhalation therapy to improve patients' breathing and lung function.
Provided emergency response assistance in cases of respiratory distress or failure as part of a rapid response team.
Assessed, diagnosed, and treated breathing issues.
Educated patients and families on disease management, breathing techniques, and medication administration, promoting self-care and adherence to treatment plans.
Performed bronchial hygiene techniques to remove mucus and secretions from patient lungs and improve lung function.
Provided antibiotics, bronchodilators, and anti-inflammatory medications with hand-held nebulizers, metered-dose inhalers and positive pressure equipment.
Aided physicians with various procedures such as bronchoscopies, ventilator management, and intubations.
Conducted pulmonary function tests to accurately diagnose lung diseases, facilitating appropriate treatment interventions.
Teleservice Representative
Bank Of America
04.1989 - 04.1995
Contributed positively to the workplace culture by actively participating in team meetings, sharing ideas, and supporting colleagues when needed.
Prioritized workload effectively under pressure while maintaining a calm disposition during peak call periods.
Delivered single call resolutions and maintained customer satisfaction through quality servicing.
Provided comprehensive billing support, explaining charges clearly to ensure customer understanding and satisfaction.
Reduced escalations by effectively resolving conflicts through active listening, problem-solving skills, and professional demeanor during difficult conversations.
Implemented best practices throughout service calls, increasing satisfaction surveys Number%.
Education
Associate Degree In Respiratory Therapy - Respiratory Therapy
Fresno City College
Fresno, CA
06.2004
Skills
Time management efficiency
Goal-oriented mindset
Effective communication techniques
Decision-making confidence
Continuous learning commitment
Credit analysis proficiency
Cross-selling aptitude
Attention to detail precision
Loan servicing
Team player
Customer service-focused
Friendly
Relationship building and management
Consumer lending
Client relations
Loans
Financial analysis aptitude
Timeline
Respiratory Therapist
Horizon Health Network
04.2008 - 05.2011
Respiratory Therapist
Valley Children's Healthcare
04.2004 - 04.2007
Teleservice Representative
Bank Of America
04.1989 - 04.1995
Senior Loan Officer
OneMain Financial
Associate Degree In Respiratory Therapy - Respiratory Therapy