To work for a company that makes a difference in people’s lives that have quality products and services for their customers. Increase my knowledge, and work in a competitive environment that allows me to utilize my Communication and leadership skills.
Overview
10
10
years of professional experience
Work History
Lease End Representative
SANTANDER CONSUMER USA
Mesa
01.2017 - Current
Worked multiple positions- Late Stage Collections, Loss Recovery Early Payment Default Collections, and my current position is Lease End Services Representative
Obtain property tax information from counties to assist customers in resolving there property tax assessment during there time of the lease
Collect on early terminations and final billing
Collect on post matured loans
Developed and maintained relationships with key accounts to ensure customer satisfaction.
Daily collection calls on early payment default accounts and late-stage consumer debts and updating collections system account entries.
Collect delinquent installment and revolving loans by contacting borrowers to obtain payment.
Educate the customer about the terms of the contract and identify the reason for delinquency
Assist customers in resolving debt permanently
Utilized skip tools, Accurint, TLO, and free searches such as White pages, PIPL, and Google
Loan Servicing Representative
Flagship Credit Acceptance
Tempe
08.2016 - 09.2017
Late stage EPD Subprime Auto Collections
Answered customer inquiries regarding past due accounts and payment arrangements.
Assessed customer financial information to determine best course of action for repayment.
Conducted outbound calls to customers with delinquent accounts in order to collect payments or make payment arrangements.
Negotiated payment plans with customers based on their financial ability to pay.
Maintained accurate records of all collection activity, including notes on conversations with debtors and any other relevant details.
Followed up regularly with customers who had previously agreed upon repayment plans.
Assist with extensions to bring accounts current
Utilized skip tools, Accurint, TLO, and free searches such as White pages, PIPL, and Google
Account Manager
United Auto Credit
Phoenix
11.2014 - 08.2015
Made and received collection calls on auto loan accounts 0 to 91+ days past due.
Worked and negotiated with customers to set up payment arrangements on high balance and high delinquency accounts by utilizing assistant tools such as cure plans and/or extensions.
Completed skip traces on customers failing respond to collection efforts.
Utilized skip tools, Accurint, TLO, and free searches such as White pages, PIPL, and Google
Loan Servicing Representative
Flagship Credit Acceptance
Phoenix
10.2013 - 01.2015
Late stage Subprime Auto Collections
Answered customer inquiries regarding past due accounts and payment arrangements.
Assessed customer financial information to determine best course of action for repayment.
Conducted outbound calls to customers with delinquent accounts in order to collect payments or make payment arrangements.
Negotiated payment plans with customers based on their financial ability to pay.
Utilized skip tools, Accurint, TLO, and free searches such as White pages, PIPL, and Google
Education
High School Diploma -
Skyline High School
06.2004
Skills
16 years of call center collections/customer service experience
Excellent communication and interpersonal skills, adept at communicating effectively
Detailed oriented and deadline sensitive, with the ability to prioritize and manage time effectively
Strong work ethic and the ability to build long-lasting relationships
Exceptional organization and planning skills; adaptable; flexible; enjoy new challenges