Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Debarsree Bhuyan

Pineville,NC

Summary

Accomplished Manager with a proven track record at Indecomm Global Services, adept in project management and operations management. Skilled in driving business growth, enhancing operational efficiency by over 20%, and fostering strong stakeholder relationships. Expert in strategic planning and coaching, with a knack for developing high-performing teams.

Overview

18
18
years of professional experience
1
1
Certification

Work History

Manager

Indecomm Global Services
07.2017 - Current
  • U.S Mortgage Operations- Loan Origination: -Pre - Processing, Closing, Disclosure Management, New Loan Setup, Pre- Funding Underwriting Audits, Post- Funding Underwriting Audits, Tax Certs, CD Preparation, & Pre-Purchase Review
  • Post-Closing Quality Control Audits
  • Manage the day to day operations of the mortgage vertical
  • Daily Operations Management
  • Manage, direct, and implement operation strategies and objectives to ensure the timely client deliverables
  • Progress Tracking of weekly, monthly, quarterly and annual objectives of Quality and Volume
  • Hire, train and develop staff members to ensure achievement of all operational and revenue standards
  • Perform ongoing performance assessments with appropriate follow-up, on all direct reports
  • Monitoring and maintenance of agreed upon Client SLA
  • Evaluate employee performance and identify hiring and training needs
  • Stakeholder Management - Internal &External
  • Forecast requirements; preparation of an annual budget process profitability
  • Analyze process workflow, employee, implement changes
  • Budgeting, Reporting, Planning and auditing
  • Recruitment planning and staffing
  • Staff Management
  • Responsible for service delivery at optimum levels
  • Ensure that Internal Controls are in accordance to client standards
  • India Operational Management
  • Performance Management Goals - 220 FTE
  • Revenue goals- Ensure that allocated revenue is realized in terms of FTE realization and departmental wealth
  • Cost Goals- Rationalize Direct and Indirect costs
  • Operational Deliverables
  • Integration of sound principles of Quality across Organization
  • Business Continuity Goals
  • Risk Management - Ensure effective controls for risk mitigation
  • Training Goals- Effective learning methodology implementation b) Transition Management
  • Map and foresee seamless transition of various process according to client requirements
  • Determine pricing models which suits both Internal and Organizational goals
  • Suitable methods of knowledge transfer
  • Hiring according to skill set requirements and ensure service delivery according to Protocols
  • Ensure service transition is planned and executed to schedule, budget and scope
  • Responsible for planning and overseeing the transfer of key information necessary for the support, operation and acceptance of solutions deployed into production
  • This includes operational readiness, support documentation and acceptance checklists
  • Liaise with business and IT partners on release scheduling and communication of progress
  • Contribute to business case and ROI estimates

Support Manager

Envoy Mortgage
12.2016 - 07.2017
  • Fortify smooth functioning of Operational deliverables using proven methods of technology and leadership to streamline operations, successfully decrease costs and increase productivity
  • Process optimization to understand areas of improvement and the creation of a knowledgeable team and realizing organizational goals
  • Essential Functions
  • Performance management for a team of 65 people
  • Strategic planning to increase revenue and contemplate future projections
  • Monitor employee productivity and optimize procedures to reduce cost
  • Attrition Management
  • Cost Management
  • Stakeholder Management
  • Determine effective pricing models
  • Timely delivery of agreed SLA
  • Generate revenue by coaching staff on effective prospecting and lead development strategies
  • Risk framework of Quality and improve methods of delivery
  • Identify significant risks and controls at input, process and output levels
  • Develop strategies that align with and support the realization of the corporate Values
  • Integrate Lean Six Sigma Methodology supports realization of this vision
  • Responsible for developing effective training programmes to enhance or address any Quality drops
  • Business Continuity and Disaster Management

Assistant Manager

Ernst & Young
02.2016 - 12.2016
  • Ensure smooth functioning of Operational deliverables and a primary interface between onshore and offshore leadership
  • Work with the onshore leadership enabling them to understand the value proposition, strategic and operational benefits of offshoring
  • Responsible in co-developing strategy for enhanced offshore adoption
  • Develop delivery models for increased penetration in regions thus introducing new areas of work and capabilities
  • Essential Functions
  • Performance management for a team of 50 people and indirect reportees of 45 across locations
  • Workforce Management and allocation
  • Stake holder Management to understand the needs and develop business models to meet requirements
  • Foster, develop and maintain positive relationship with business partners, sponsors and internal/external stakeholders by strong understanding of their evolving needs expectations, perceptions and key business imperatives
  • Define specific, targeted and individualized account management plans to manage and maneuver a customer relationship and customer perceptions
  • Leading end-to-end client accountability on POCs and during transition lifecycle, involved in regular interactions with prospective clients in the form of workshops and meetings
  • Understand client / business requirements and liaise with the internal functional / delivery units to provide seamless support
  • Manage stakeholder expectations and communication (internal & external)
  • Drive and project manage initiatives and ensure the business objectives of the function is met
  • Effectively managing escalations and taking proactive measures to mitigate the same
  • Ability to design, implement and present business and performance dashboards
  • Identify the business risks associated with the overall operations of the service function and to suggest the mitigation plans
  • Assist engagements with engagement economics
  • Devise strategies to increase penetration both in Americas and EMEIA
  • Financial year planning and strategies to increase booking hours
  • Performance appraisal
  • Attrition management
  • Analyze and report on data obtained from multiple sources and to make recommendations to the leadership - highlighting impact / change
  • Responsible to work within a matrix environment - where a 'one size fits all' may not be sufficient
  • Proactively anticipates problems before they occur
  • Define the problem and identify the possible causes
  • Work with team members to evaluate possible solutions and outline action plan
  • Adapt to constantly changing work requirements while assimilating new information, analyzing it, and effectively applying it

Team Lead

Indecomm Global Services
12.2010 - 02.2016
  • Company Overview: Bangalore
  • Mortgage underwriting & Title Solutions, Analysis of borrower's capacity, character, collateral and capital
  • Income calculation for salaried - Pay stubs, W2's, Tax Returns(1040's)
  • Appraisal Evaluation: Understand the feasibility of the property in the specific market zone and whether the property value is justified
  • Assets Determination- IRA, 401k, bank statements, VOD, Gift Equity
  • Credit Report Evaluation: Evaluate credit report and alerts
  • Income calculation for self-employed- Analysis of tax returns -1040's other schedules of C, Partnership Income, S- Corp, Schedule K-1
  • Asset calculation- Ensuring assets available both for reserves and cash to close
  • Evaluation of closing documents
  • RESPA tolerance in accordance to regulations
  • Diligence audit of the entire loan file to understand and remove factors affecting the salability of the loan
  • HUD review and evaluation of fees
  • Overview of Title Solutions: Understand the tax requirements according to County and state requirements
  • Preparation of Tax certificate according to the predetermined criteria
  • Obtain Tax and Base amounts, Delinquent amounts
  • Dispatch Mailaways according to the required state/ county requirements
  • Netronline for fee determination
  • Other Job Responsibilities
  • Ensure process goals are met in terms of the targeted Capacity Utilization, FTE Realization to ensure Client SLA's are met
  • To be effectively involved in client engagement and account management to capitalize on the strengths and convert threats into opportunities
  • To encourage and promote cross training to handle uncertainties in dealing with the volumes and to perform time study on periodic basis to revise the benchmarks as necessary
  • Involve in transitioning new opportunities, pricing and maintain SOW/SOP documents
  • To keep the team motivated by recognizing team performance in timely manner and to keep attrition levels under control
  • Monthly MIS Reports (consolidated report on YTD Score-card, Estimated Closing for the Month, Prediction for next quarter, Staffing Plan, Upcoming Opportunities, Etc.,)
  • Manage Shift/Day's targets on production, quality and efficiency - monitoring Operations Plan AHT, needed through put, performing quality check and coach the agent for feedback
  • Responsible for determining an effective pricing model based on the project (FTE based/transaction based) etc
  • Client Interface for Quality
  • Responsible for Quality Mapping and ensure that the same standards are transferred
  • Responsible for Performance Execution of Quality
  • Responsible for Process re-engineering which is aimed at focusing on the analysis and design of workflows and processes
  • Primary focus is to redesign existing scenario with a model that is more conducive and aligned according to the mission and goals set for a current financial year
  • Responsible for bringing in a systematic approach to help projects optimize its underlying processes to achieve more efficient results
  • Responsible for identifying underlying reasons for any discrepancy of Quality
  • Responsible for decreasing the deviation between External and Internal requirements
  • Responsible for performance assessment and trend analysis
  • Responsible for determining the quantity of QC required for a project based on past trends and nature of the project
  • Responsible for effective staffing and volume analysis to combat the prerequisites of a project
  • Analysis of Service Agreements and develop effective staffing, pricing and compliance around the project
  • Analysis of Pipeline projects and forecast of FTE
  • Responsible product delivery and ensure that the delivered product is according to set standards
  • Transition of new process from onshore to offshore which includes travelling to the United States and successful transfer of Knowledge and technical aspects
  • Creation of team according to the requirements of various Clients including recruitment of employees based on the skill set and knowledge required
  • Creation of Statement of Work and SOP according to the set Service Level Agreement
  • Determination of pricing according to the agreement i.e
  • Head Count Pricing as well as Loan Level Pricing
  • Client handling on a daily basis via e mails and calls
  • Volume Projection and assignment of FTE's based on the projection
  • Attrition Management involving effective employee engagement
  • Determination of effective capacity utilization and assignment of FTE's
  • Responsible for transition of the entire process involving both technology and knowledge
  • Team management for a team of twenty-five members and thus ensuring that the required productivity and quality is met daily
  • Effective Coaching and feedback to all employees
  • Performance Appraisal for employees
  • Monitoring of daily progress of employees
  • Strategy for enhancement of employees
  • Strategy for smooth functioning of process both in terms of Volume and Quality
  • Reporting to Senior Management and formulating plans and strategies for Process Enhancement
  • Preparation of all data reports and thus maintaining track of volumes and quality
  • Responsible for training new recruits
  • Responsible for new joiners reaching the required matrix of production and quality
  • Responsible for monitoring performance, provide ongoing feedback and recommend methods of improvement
  • Bangalore

Modification Underwriter

IGS NovaSoft Technologies
11.2008 - 12.2010
  • Analyzing customer's financials to determine the optimum solution and Modifying loan accounts to suit the borrower's needs while at the same time working within the parameters set by investors
  • Analysis of Income, property value, financials to determine an affordable Income and in the process ensuring that the modified loan performs
  • Interacting with different parties for loan processing which involves interaction with borrowers and analyzing their current financial situation
  • Responsible for Quality monitoring and ensuring that Quality is being met according to set SLA
  • Analysis on Litigated files to determine the history
  • Preparation of Call Modules
  • Building and maintaining client relationship
  • Preparing process maps and training manuals
  • Preparing Daily production report
  • Resolve queries and escalations

Loan Resolution Consultant

Ocwen Financial Solution
03.2007 - 09.2008
  • Ensuring that monthly mortgage payments are made in a timely manner
  • Responsible for monitoring the dialer both Inbound and Outbound to ensure that AHT and SLA is being met
  • Responsible for B2C and RPC conversion ratio
  • Responsible for ensuring that delinquent borrowers are provided ample solution of loan modification and other in house plans according to their financial situation
  • Responsible for formulating payment plans in order to help delinquent customers
  • Responsible for on the job training for new joiners
  • Ensuring that the required SLA has been met according to guidelines
  • Responsible for training of all new joiners and provide active support
  • Responsible for maintaining the flow of call both inbound and outbound
  • Responsible for Quality being met according to client requirements
  • Ensuring that new joiners meet the required expectations
  • Recovery of delinquent accounts, recovery planning and implement mitigation mechanisms

Education

BBM - Marketing

Oxford College
Bangalore

10+2 - Science

St Peter's Secondary School

10th -

St Anthony's Higher Secondary School
Anjanapura

Skills

  • Project Management
  • Operations management
  • Business planning
  • Business Development
  • Verbal and written communication
  • Coaching and mentoring
  • Policies and procedures
  • Recruiting and interviewing
  • Cross-functional teamwork
  • Sales management
  • Staff training and development
  • Relationship building
  • Marketing
  • Budget control
  • Performance evaluations
  • Business development
  • Policy and procedure development
  • Strategic planning

Certification

  • Six Sigma Black Green Belt - KPMG
  • Certified Internal Auditor- ISO & ISMS.
  • PMP Trained

Timeline

Manager

Indecomm Global Services
07.2017 - Current

Support Manager

Envoy Mortgage
12.2016 - 07.2017

Assistant Manager

Ernst & Young
02.2016 - 12.2016

Team Lead

Indecomm Global Services
12.2010 - 02.2016

Modification Underwriter

IGS NovaSoft Technologies
11.2008 - 12.2010

Loan Resolution Consultant

Ocwen Financial Solution
03.2007 - 09.2008

BBM - Marketing

Oxford College

10+2 - Science

St Peter's Secondary School

10th -

St Anthony's Higher Secondary School
Debarsree Bhuyan