Debbie Clipper
Snohomish,WA
Summary
History of operating in fast-paced office settings to handle all administrative functions. Knowledgeable about escrow processes and adapts to new information quickly. Strong contributor to team and business success. Excellent written and verbal communication strengths with organized and proactive nature.
Overview
29
29
years of professional experience
1
1
Certification
Work History
Notary Signing Agent
Clipper Notary Services-Self Employed
Snohomish, WA
10.2021 - Current
- Scanned and emailed documents promptly after completion of signings.
- Created and maintained records of notarized items in paper and electronic forms.
- Provided explanations of legal documentation to clients prior to notarization.
- Coordinated support to facilitate general office operations.
- Followed up with customers post-signing process if additional information was needed from them.
- Traveled to various locations throughout the state as needed for mobile signings.
- Prepared and checked loan packages to ensure accuracy of all required signatures.
- Liaised between borrowers, loan officers and escrow officers to facilitate smooth and efficient loan closing process.
- Reviewed and approved vendor invoices.
- Adhered to applicable state laws governing notaries public.
- Delivered completed loan packages within specified deadlines set by employers or lenders.
- Maintained front desk to provide positive first impression.
- Contracted with various agencies to complete personal loan packages.
- Reviewed documents and personal identifying paperwork or government-issued IDs for each person.
- Attended continuing education classes related to Notary Signing Agent duties.
- Responded quickly and professionally to customer inquiries via phone or email.
SAHM/Caregiver
None At This Time
Snohomish, WA
11.2001 - 10.2020
- Administered medications according to physician instructions.
- Conducted light housekeeping duties including laundry, cleaning and meal preparation for clients.
- Helped clients adjust to new lifestyles during periods of incapacitation or recuperation.
- Monitored health and well-being of clients and reported significant health changes.
- Recognized emergencies and notified paramedics and family members.
- Organized recreational activities to promote physical and mental well-being of the elderly.
- Assisted with activities of daily living such as bathing, dressing, grooming, toileting and eating.
- Planned and prepared nutritious meals and snacks to meet diabetic, low sodium and high protein diets.
- Monitored vital signs and reported changes to medical team.
- Helped clients get in and out of beds and wheelchairs.
- Made beds, swept floors and sanitized surfaces to support activities of daily living.
- Supported clients in making decisions that were consistent with their values and wishes.
- Monitored vital signs and medication use, documenting variances, and concerning responses.
- Contacted medical providers on behalf of clients to follow up on appointments.
- Responded quickly in emergency situations in a calm manner.
- Ensured safety of clients in their home environment by using appropriate equipment and techniques.
- Drove clients to doctors' appointments and social outings.
- Laundered clothing and bedding to prevent infection.
- Organized oral medications for clients following dosage and schedule requirements.
- Consulted with client care team to continually update care plans.
- Coordinated doctor appointments, exercise, recreation, and family visits to maintain schedule.
- Completed basic administrative work and managed household accounts.
- Prioritized and organized tasks to efficiently accomplish service goals.
Funding Warehouse Manager
Alpine Mortgage Services, Inc.
Seattle , WA
04.1995 - 11.2001
- Conducted quality control reviews on funded loans to confirm compliance with investor guidelines.
- Coordinated with third-party vendors to secure necessary documents required for closing loans.
- Confirmed accuracy of closing documents prior to dispersing funds.
- Reviewed loan packages to ensure accuracy of information and completeness of documents.
- Reviewed client documentation and contracts for discrepancies and mistakes.
- Prepared daily funding reports for management review.
- Stayed abreast of lending regulations, industry trends and market rates.
- Processed various types of mortgage loans including FHA, VA, conventional and jumbo products.
- Complied applications and paperwork and double-checked for accuracy.
- Communicated effectively with other departments within the organization to resolve issues quickly and efficiently.
- Assisted internal departments with questions regarding loan status and documentation requirements.
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
- Updated client account information and records in company databases.
- Verified accuracy of data entered into the system by other team members.
- Resolved post-closing issues related to loan funding discrepancies.
- Provided customer service support to borrowers, brokers, correspondents and investors throughout the entire mortgage process.
- Negotiated terms with lenders when discrepancies were found during underwriting process.
- Validated accuracy of figures used in calculations such as debt-to-income ratio, loan amount and interest rate.
- Maintained records for all loan funding activities in the system database.
- Ensured that all regulatory requirements were met before releasing funds.
- Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
- Displayed strong telephone etiquette, effectively handling difficult calls.
- Recognized by management for providing exceptional customer service.
- Planned and completed group projects, working smoothly with others.
Escrow Assistant
Precision Escrow Services, Inc.
Seattle, WA
04.1995 - 01.1996
- Ordered demands, HOA statements, evidence of insurance and other required documents.
- Verified recording fees for deeds and mortgages before sending them off for recording.
- Reviewed and interpreted buyer, seller and lender instructions to assess escrow requirements.
- Prepared escrow instructions and opened new accounts in accordance with established procedures.
- Maintained a high level of confidentiality concerning customer information.
- Responded promptly to inquiries from customers via phone or email.
- Worked with team members to improve process integration and flow.
- Reviewed contracts for purchase agreements to ensure terms are met prior to closing.
- Coordinated closings with attorneys, real estate agents, buyers, sellers, lenders, borrowers and other involved parties.
- Maintained accurate records of all transactions including disbursement requests and escrow agreements.
- Performed post-closing activities such as filing documents at local county offices.
- Put together closing statements for buyer and seller review.
- Analyzed title reports, loan documents, insurance policies, and closing statements.
- Monitored progress of pending deals; notified customers when necessary paperwork was incomplete or incorrect.
- Reviewed client documentation and contracts for discrepancies and mistakes.
- Calculated taxes due on real estate transactions according to state laws.
- Ensured that all funds were received prior to closing the escrow account.
- Researched information related to title commitments and liens on properties.
- Facilitated clear and effective communication between brokers, borrowers, and lenders.
Education
University of Washington
Seattle, WASkills
- Documentation Skills
- Recordkeeping Skills
- Records Management
- Database Maintenance
- Meeting Planning
- Logistical Planning
- Bookkeeping
- Calendar Management
- Support Services
- Drafting Correspondence
- Typing 40 WPM
- Filing and Data Archiving
- Documentation and Recordkeeping
- Strong Problem Solver
- Inventory Replenishment
- Multi-Line Phone Proficiency
- Mail Handling
- Administrative Support
- Document Review
- Customer Service
- Attention to Detail
- Regulatory Compliance
Certification
- Notary Public
Timeline
Notary Signing Agent
Clipper Notary Services-Self Employed
10.2021 - Current
SAHM/Caregiver
None At This Time
11.2001 - 10.2020
Funding Warehouse Manager
Alpine Mortgage Services, Inc.
04.1995 - 11.2001
Escrow Assistant
Precision Escrow Services, Inc.
04.1995 - 01.1996
University of Washington