Deidra Joseph
Bronx,NY
Summary
Detail-oriented professional with expertise in compliance auditing and financial statement analysis. Proven track record in conducting thorough examinations and identifying risks, ensuring adherence to regulatory standards.
Overview
20
20
years of professional experience
Work History
Associate National Bank Examiner
Office of the Comptroller of the Currency
New York, NY
06.2021 - 05.2025
- Conducted thorough examinations of financial institutions to ensure compliance with federal regulations.
- Analyzed bank operations and financial statements for risk assessment and reporting accuracy.
- Evaluated internal controls and risk management processes within banking institutions.
- Participated in professional development opportunities to enhance skills as a Bank Examiner continually staying current on relevant topics within the field.
- Reviewed loan portfolios to assess credit quality, identifying potential issues that could impact overall financial stability.
- Evaluated effectiveness of internal controls in preventing money laundering activities or other illegal practices within the institution.
- Assessed capital adequacy levels within examined institutions ensuring proper measures were taken to safeguard against insolvency risks.
- Prepared detailed reports outlining findings and recommendations for regulatory improvements.
- Assisted in training new examiners on best practices and regulatory standards.
Assistant Branch Manager
Citibank, NA
Brooklyn, NY
07.2005 - 12.2017
- Led branch operations, ensuring compliance with regulatory requirements and internal policies.
- Managed team performance through coaching, training, and conducting regular performance reviews.
- Oversaw daily transactions while minimizing risk exposure and maintaining accurate reporting practices.
- Collaborated with senior management to establish branch goals aligned with corporate objectives.
- Analyzed customer feedback to identify trends, driving initiatives for service enhancement.
- Supported the Branch Manager with daily tasks, ensuring smooth branch functioning and effective communication amongst team members.
- Trained and developed new team members in alignment with branch service standards and objectives.
Education
Master of Science - Accounting
Southern New Hampshire University
Hooksett, NH10-2023
Bachelor of Science - Accounting
Lehman College
Bronx, NY05-2021
Skills
- Compliance, banking laws, and regulations
- Financial statement analysis
- Anti-money laundering
- Internal controls evaluation
- Capital adequacy analysis
- Loan portfolio review
- Compliance auditing
- Teamwork and collaboration
- Time management
- Multitasking
- Effective communication
- Team leadership
Timeline
Associate National Bank Examiner
Office of the Comptroller of the Currency
06.2021 - 05.2025
Assistant Branch Manager
Citibank, NA
07.2005 - 12.2017
Master of Science - Accounting
Southern New Hampshire University
Bachelor of Science - Accounting
Lehman College