Summary
Overview
Work History
Education
Certification
Accomplishments
Timeline
Denethia Yebernetsky

Denethia Yebernetsky

Financial Planner
Fredericksburg,TX

Summary

Experience Summary:

35 years in financial industry

18 years in wholesaler experience

15 years experience plan sponsors retirement plans

18 years territory management experience

Prospecting, cold calls to building territories

22 years phone sales experience

19 years experience client advice experience

Offering strong foundation in financial principles and keen ability to learn and adapt in fast-paced environment. Brings solid grasp of financial analysis and planning concepts, along with capabilities in data analysis and client communication. Ready to use and develop analytical and interpersonal skills in Financial Planner role.

Overview

24
24
years of professional experience
1
1
Certification

Work History

Associate Financial Planner

Clarity Financial
Houston, TX
01.2015 - 09.2015
  • Utilizing MoneyGuidePro and Income Solver in this small RIA firm to analyze clients financial plans and helping in recommending solutions to meet financial planning needs.
  • Self Trained

Financial Adviser/Internal Wholesaler

VALIC
Houston, TX
07.2006 - 12.2014
  • Consult, advise and educate advisors regarding the financial products and opportunities.
  • Responsible for training advisors on products, suitability, and business development.
  • Self Trained.

VP Wholesaler Northwest Territory

AmREIT
Houston, TX
02.2004 - 06.2006
  • Promoted to External Wholesaler at this small REIT investment provider - wholesale alternative investments; Public Private REIT, and Private Real Estate Limited Partnerships
  • Prospected to develop and maintain key account relationships.
  • Number 1 in sales from August to October 2005.
  • Increased territory sales in 2004 by 275%.
  • Increased producing financial representatives in the territory by 342%.
  • Self Trained.

Business Sales Executive

US Personnel, Inc.
Dallas, TX
06.2003 - 02.2004

Outside sales executive to business in the Houston area, to outsource their Human Resources Department, benefits and payroll and resources.

Regional Business Development Specialist II

Charles Schwab & Co., Inc
Houston, Texas
10.1999 - 06.2003
  • Acquisition of assets position utilizing "Needs Based Selling Skills."
  • Acquired $20 Million in assets for 2002.
  • Consolidating a minimum of $5 Million in assets/Quarter for 4 yrs.
  • Received 3 Awards for recognition of job performance.
  • Top 5%, 8%, and 15%, ranked for acquisition of assets.

Retirement Planner - Houston, TX

Fidelity Investments
Westlake, TX
10.2015 -
  • Working with Tax Exempt Employers in the South Texas and Eastern Louisiana, by meeting with participants to provide solutions to financial goals by advising and offering financial planning consultations.
  • Relationship management of Plan Sponsors, partnering with the benefits departments to plan and achieve their goals and quotas for the year.

Junior Financial Advisor

Bank United Securities Corp.
Houston, TX
01.1999 - 10.1999
  • Worked with a Senior Finanical Advisor to educated clients on various financial matters and provided professional recommendations on investment opportunities, products and services based on each clients' individual needs.

Business Development Position II

AIM/Invesco
Houston, TX
01.1992 - 01.1999
  • Throughout my seven years, was promoted and held multiple positions, from management, key accounts, to training. 
  • Was specifically selected to start the Business Development Position Department - with the focus of developing new business from financial representatives that do not posses a relationship with Company.
  • Acquired $14 Million in four months from two independent financial representatives.
  • Developed, initiated and facilitated the training and mentor program.
  • Solution selling based on client needs assessment.
  • Assisted in evaluating ongoing training needs for departments, recommend development of new programs/modifications.

Education

CEP - Estate Planner

NICEP - Certified Estate Planner
Currently Studying for Estate Planner Certification, date of completion expected May 2019

MBA - Certified Financial Planner

California Lutheran University
2018

Completed Nationally Recognized Program, MBA in Certified Financial Planning Program. 

CFP - Certified Financial Planner

California Lutheran University
2017

NSSA - Social Security

Nationall Social Security Advisor
2015
Certification in Social Security Retirement Benefits

Bachelor of Arts - Double Major Finance & Marketing

University of Texas San Antonio

Certification

Series 7Series 63Series 26Series 66Health and Life InsuranceCertified Financial Planner, CFPNational Social Security Advisor, NSSA

Accomplishments

  • Founder of Non-Profit, Parents for the Encouragement of STEM, July 2014 - initiated the non-profit to encourage the development of Robotics competition in our Community
  • 1st Place, Most Creative Marketing, California Lutheran University, Festival of Scholars Competition, April 2012
  • Fund-raiser Cypress Ranch Robotics Team, 2013-2014
  • Fund-raiser Co-chair Cypress Ranch Choir Booster Club, 2012-2013
  • The Lifesaver Award, Charles Schwab & Co., Inc., January 2002
  • Received two "Excellence in Service Award", Charles Schwab & Co., Inc., December 2001, February 2001
  • Licensed Charter Mutual Fund Counselor, CMFC, September 1997
  • Paid 100% of living and college expenses through full-time employment at a 5-star restaurant.

Timeline

Retirement Planner - Houston, TX - Fidelity Investments
10.2015 -
Associate Financial Planner - Clarity Financial
01.2015 - 09.2015
Financial Adviser/Internal Wholesaler - VALIC
07.2006 - 12.2014
VP Wholesaler Northwest Territory - AmREIT
02.2004 - 06.2006
Business Sales Executive - US Personnel, Inc.
06.2003 - 02.2004
Regional Business Development Specialist II - Charles Schwab & Co., Inc
10.1999 - 06.2003
Junior Financial Advisor - Bank United Securities Corp.
01.1999 - 10.1999
Business Development Position II - AIM/Invesco
01.1992 - 01.1999
NICEP - Certified Estate Planner - CEP, Estate Planner
California Lutheran University - MBA, Certified Financial Planner
California Lutheran University - CFP, Certified Financial Planner
Nationall Social Security Advisor - NSSA, Social Security
University of Texas San Antonio - Bachelor of Arts, Double Major Finance & Marketing
Denethia YebernetskyFinancial Planner