Denise Joyner
Waco,TX
Summary
Methodical Closing Coordinator proficient in managing closing documents, conducting title reviews and handling disbursements. Adept at working on simultaneous closings and accomplishing strict timetables. Remarkable relationship-building, organizational and project management abilities developed during 20-year career. Successfully manages high volumes of loan documentation in fast-paced environments with demanding productivity, funding and customer satisfaction targets. Familiar with verifying tax, credit, employment, loan, personal and residential histories. Comfortable working alone or with team members to accomplish tasks and enhance processes. Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
18
18
years of professional experience
Work History
Closing Coordinator
Wallick & Volk
Waco, TX
11.2011 - 10.2023
- Ensured that all parties had signed off on necessary documents prior to closings.
- Assembled and compiled documents for loan closings.
- Reviewed and maintained closing documents for accuracy and completeness.
- Completed final closeout of systems after loan funding.
- Reviewed title commitment and insurance policies to support pre-closing documentation.
- Researched discrepancies between lender's requirements and actual documentation received from borrowers.
Lead Sales Associate
Coldwater Creek
Waco, TX
02.2009 - 10.2011
- Created eye-catching merchandise displays to entice customers into store.
- Maintained up-to-date knowledge of store policies regarding payments, returns, and exchanges.
- Built repeat customer base by driving excellent loyalty program and data capture.
- Assisted staff with selling process to meet and exceed individual and company sales goals.
- Performed cashier duties when needed during peak times or shortages in personnel.
Processor/Bookkeeper
Adair Homes - Central Oregon
Vancouver, WA
10.2005 - 11.2010
- Managed a portfolio of loans from origination through post-closing activities.
- Reviewed documentation from third parties to ensure accuracy before submitting them to underwriters.
- Reviewed loan applications, verified accuracy of information and determined eligibility for approval.
- Received and recorded cash, checks and transfers.
- Posted journal entries to the general ledger system accurately and timely.
- Performed basic accounting, payroll and bookkeeping services to manage business operations.
- Calculated and produced checks for utilities, taxes and other operational payments.
Education
Certification of Complition - Computer Programming
Texas State Technical College - Waco
Waco, TX05-1984
Skills
- Time Management
- Document Coordination
- Financial Data Collection
- Mortgage Closing Scheduling
- Data Entry
- Microsoft Office
- Desktop Underwriter
- Lending Software Systems
- Problem-Solving
- Excell
- Financial Information Monitoring
- Legal Documentation
Timeline
Closing Coordinator
Wallick & Volk
11.2011 - 10.2023
Lead Sales Associate
Coldwater Creek
02.2009 - 10.2011
Processor/Bookkeeper
Adair Homes - Central Oregon
10.2005 - 11.2010
Certification of Complition - Computer Programming
Texas State Technical College - Waco