DENISE THRASHER
Blaine,WA
Summary
Seasoned Bookkeeper with a strong track record at Armadillo Arms and Machine, adept in financial recordkeeping and payroll administration. Leveraging QuickBooks expertise and exceptional vendor management skills, I've enhanced client service, contributing to sustained profitability in a challenging market. Recognized for providing superior care with a focus on optimal client outcomes.
Demonstrates strong analytical, communication, and teamwork skills, with proven ability to quickly adapt to new environments. Eager to contribute to team success and further develop professional skills. Brings positive attitude and commitment to continuous learning and growth.
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
41
41
years of professional experience
Work History
Certified Home Health Care Aid
Catholic Community Services
08.2017 - Current
- Responsible for the care and personal management of persons requiring aid, ranging from the physically ill to the mentally ill
- Following assessments on needs vs wants optimal care is what I specialize in
CFO Managing Owner
Armadillo Arms Inc
02.2013 - Current
- Responsible for all accounting, budgets, payroll, invoicing
- Providing exceptional service to the client allowing for an efficient and profitable business in a volatile political market
- Managed cash flow by closely monitoring accounts receivable and payable activity, minimizing debtors' days outstanding while maximizing creditors' terms available
- Oversaw the preparation of monthly, quarterly and annual financial statements, ensuring accuracy and compliance with GAAP standards
- Performed regular reviews of existing banking relationships and evaluated new options when necessary in order to secure best financing terms available
CFO
RSU Security / Rsik Solutions Unlimited
01.2023 - 12.2024
- Oversaw budgets, payroll, and accounts payable and receivable.
- Reduced operational costs by identifying areas for improvement and implementing cost-saving measures across various departments.
- Prepared accurate financial statements at end of quarter to summarize financial health and business performance.
- Conducted detailed analysis of company financial information and oversaw preparation of related reports.
- Forensic accounting
- Spearheaded the implementation of a new financial reporting system, resulting in more accurate and timely data for decision-making purposes.
- Managed relationships with external auditors, ensuring a smooth and efficient annual audit process with minimal findings or issues identified.
- Enhanced cash flow management through the development of robust forecasting models, ensuring optimal liquidity for business operations.
- Oversaw deployment of strategic business plans to accomplish accounting, compliance, and revenue targets.
- Directed budget development, creation of budgetary controls and recordkeeping systems and investment management.
Sales/Marketing
Worldmark by Wyndham
06.2016 - 05.2017
- Working in conjunction with the Marketing Manager assuming responsibility for successful administration of the Personal Referral Program and Tour Reception
- Fostering and maintaining good resort relationships to ensure consistency, professionalism and superior customer service in all personnel contacts with marketing guests
Owner/Operator
Thrasher's Tools and Toys/Armadillo Arms and Machine
06.2011 - 03.2015
- Outside sales/Develop new sources of business- by providing knowledge and expertise to customers regarding most current and up to date tools used in the automotive and manufacturing industry today
- Reconciled and maintained all business accounts and ledgers
- Analyzed and maintained inventory requirements
- Negotiated payment plans and resolved account discrepancies to the satisfaction of the client and company
Relationship Manager
KeyBank
08.2006 - 06.2011
- Managed a book of business by building customer relationships, driving customer retention, and optimizing profitability
- Increased book of business 10% through face-to-face sales presentations of financial and insurance products to current and potential customers, demonstrating excellent verbal and written skills in presenting, persuading, and negotiating
- Assisted customers with opening accounts for savings, checking, IRA's, business accounts, and loan applications
- Processed loan applications for underwriting approval
- Scheduled loan closings and dispersed funds per requirements
- Promoted and cross sold products utilizing referrals to internal teams ensuring service levels met and exceeded customer expectations through strong customer service orientation and follow up
- Instrumental in finding prospective customers for our Financial Advisor and assisting with the sales of investment products, increasing branch revenue < 3%
- Ranked in the top third nationally for investment sales
Branch Manager
CitiFinancial Services
07.2003 - 08.2006
- Provided knowledge and training to employees regarding loan and insurance products, credit and delinquency decisions
- Developed new business through various prospecting activities such as cold calling and customer referrals
- Maintained and built customer relationships through excellent service resulting in customer retention increasing < 10% YOY
- Worked with HR maintaining, managing and developing staff of 4 employees to ensure individual and branch goals were met
- Processed and analyzed loan applications with approval authority up to $100,000.00
- Audited loan files to ensure compliance with company and federal regulations
- Managed loan portfolio increasing it on average 12% YOY optimizing profitability and controlling loan loss expenses
Senior Accountant
Global Tobacco, Inc. /Nationwide Tobacco
03.2001 - 06.2003
- Analyzed and audited accounts and inventory requirements
- Reducing inventory requirements by < 35%
- Reconciled and maintained all business checking accounts
- Researched and administered credit memos
- Routinely mediated problems concerning financial issues
- Negotiated payment plans and resolve account discrepancies to the satisfaction of both the client and the company
Operation Manager
Ward Cove Federal Credit Union
01.1992 - 01.1997
- Managed and maintained all general ledger accounts
- Updated and maintained delinquency reports keeping delinquency to under 2%, negotiated payment plans, filed and managed small claims when necessary
- Researched investment opportunities and analyzed potential returns and time lines
- Supervised, hired, and trained staffing of five employees
- Monitored efforts of outside collection agency when debtor moved out of service area
- Reviewed accounts for possible charity write-offs or potential bad debts
Various Positions Held
01.1984 - 01.1992
- Developed and implemented necessary policies and procedures for operations along with a public relations program enhancing image with shareholders and regulators- improving efficiency and profitability by < 30%
- Coordinated the Credit Union's Risk Management Program reducing charge offs and delinquent accounts by 60%
- Ability to upgrade and maintain Credit Union CAMEL rating from a 4 to a 2 with Federal and State Examiner audits
- Worked closely with the loan officer to collect non-performing assets, and over drafted accounts contributing to increased profitability
- Analyzed and processed loans with lending authority up to $100,000.00
- Responsible for auditing all general ledger account for accuracy, reporting any discrepancies and corrections to Board of Directors
- Prepared Financial Statements for board of directors and all required Federal and State agencies
Education
Bachelor of Arts Degree - Business Administration (concentration in business finance/accounting)
Western Washington University
01.2001
Paralegal Certificate -
Legal Care Academy of Washington
03.2025
AA Degree - Accounting
Whatcom Community College
01.2006
Skills
- Financial Recordkeeping
- Quickbooks
- Vendor Management
- Payroll Administration
- Problem-solving
- Customer service
- Teamwork and collaboration
- Friendly, positive attitude
- Attention to detail
- Critical thinking
- Computer skills
Licenses And Skills
- Washington Paralegal Certificate
- MLO- NMLS 451928
- Microsoft- Word, Excel, Access, Outlook, and PowerPoint knowledgeable
- QuickBooks
- Peachtree
- Crystal
- Various banking systems
- Activity-Based Account Program experienced
- Ten-key touch proficient
- 70 wpm
Timeline
CFO
RSU Security / Rsik Solutions Unlimited
01.2023 - 12.2024
Certified Home Health Care Aid
Catholic Community Services
08.2017 - Current
Sales/Marketing
Worldmark by Wyndham
06.2016 - 05.2017
CFO Managing Owner
Armadillo Arms Inc
02.2013 - Current
Owner/Operator
Thrasher's Tools and Toys/Armadillo Arms and Machine
06.2011 - 03.2015
Relationship Manager
KeyBank
08.2006 - 06.2011
Branch Manager
CitiFinancial Services
07.2003 - 08.2006
Senior Accountant
Global Tobacco, Inc. /Nationwide Tobacco
03.2001 - 06.2003
Operation Manager
Ward Cove Federal Credit Union
01.1992 - 01.1997
Various Positions Held
01.1984 - 01.1992
Paralegal Certificate -
Legal Care Academy of Washington
AA Degree - Accounting
Whatcom Community College
Bachelor of Arts Degree - Business Administration (concentration in business finance/accounting)
Western Washington University
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