Derek White

Assisting customers in securing vehicle financing by working with lenders, presenting and selling additional insurance and warranty products, ensuring compliance with regulations, and maximizing dealership profitability through effective management of finance and insurance options, while maintaining a high level of customer service.

• Collaborated with company teams to expedite loan approval processes.
• Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
• Reviewed customer portfolios regularly to assess profitability and performance metrics.
• Evaluated and approved loan applications based on established criteria.
• Worked with regulatory representatives to complete accurate filings and maintain compliance.
• Collaborated closely with team members to achieve project objectives and meet deadlines.
• Facilitated information gathering and answered process-related questions.
• Stayed abreast of lending regulations, industry trends and market rates.
• Drafted documents such as contracts, applications, endorsements. related to finance and insurance activities.
• Worked with senior management to define standards, policies, procedures and organizational enhancements to meet company goals for finance.

Oversaw all grocery department operations, including those of the sub-departments: Dry Grocery, Dairy, Frozen Food, Alcoholic Beverage, and other applicable areas.

• Conducted weekly meetings with team members to discuss goals and objectives for the week ahead.
• Created promotional displays and ensured proper signage throughout the grocery department.
• Interviewed prospective employees and provided input to HR on hiring decisions.
• Maintained accurate records of all transactions related to the grocery department such as sales reports and inventory counts.
• Reviewed employee performance and provided ongoing feedback and coaching to drive performance improvement.
• Evaluated individual and team business performance and identified opportunities for improvement.
• Distributed daily tasks to appropriate employees and checked to complete duties within expected time frames.