Derek Wyszynski
Colman,SD
Summary
Motivated, self-driven individual with a diverse work background including 17 years of experience within the Financial Services industry. Proven success in Risk, Finance, and Analytical roles desires a position within a team that values a strong work ethic contributing to organizational success, while promoting growth and personal accomplishments.
Overview
24
24
years of professional experience
Work History
Consumer Credit Sr. Associate
Wells Fargo Consumer Lending
2016.01 - Current
- Successfully developed, tested, and implemented consumer credit risk account management strategies supporting authorizations, credit limit and collections and card reissue activities
- Played a critical role to ensure a smooth transition during portfolio acquisition, including but not limited to customer card capabilities as well as migration of customer data
- Effectively collaborated with Operations, Technology and third-party business partners to enhance the Credit Risk Disaster Playbook, significantly reducing operational and reputation risk while enhancing the customer experience
- Developed reporting around decision engine closures, strategies, and collection letters to strengthen risk controls and monitoring abilities thru the utilization of SAS and SQL databases
- Subject matter expert on Adaptive Control System on Fiserv platform.
Financial Consultant 4
Wells Fargo Consumer Financial Services
2010.10 - 2016.01
- Developed and implemented forward looking models utilizing SAS and SQL data inputs from FDR to transform results into easy to understand metrics for contra revenue related to Credit Card Rewards
- Collaborated with all facets of Finance as well as product management to develop analytics around the profitability of rewards strategies and effectively communicate recommendations to senior management
- Partnered with rewards product management as finance lead to develop, implement, and test cost per point SQL database project
- Developed scripts to identify data discrepancies in an effort to reduce model risk
- Partnered with Operational Risk and Controllers to update SOX narratives for rewards liability
- Successfully developed and implemented financial plan reporting package to drive consistency and efficiency throughout the Finance team.
Financial Consultant 3
Wells Fargo Financial
2007.02 - 2010.10
- Developed, implemented, and managed models to accurately forecast operating expenses for the Financial Cards business unit
- Provided an effective overview of forecast variance explanations as the key note speaker on monthly finance calls to Financial Cards Senior Management
- Subject matter expert for Financial Card line of business in the successful development of management reporting data mart.
Financial Analyst
Daktronics
2006.05 - 2007.02
- Developed a forecast model of future results in cooperation with manufacturing and engineering management teams
- Analyzed operating results, quantified sources of variability and provided root cause analyses for corporate areas
- Identified key performance indicators and implemented metric reporting tools to measure operational performance utilizing Cognos applications.
Financial Analyst
ABRA Auto Body & Glass
1999.11 - 2006.05
- Developed long term financial models and communicate results to executive leadership to support strategic decisions made by the company
- Developed scorecard reporting to measure performance
- Developed and successfully implemented an analysis methodology to track center development costs from inception to final reimbursement
- Analyzed and reviewed monthly consolidated financial results
- Coordinated the annual budgeting process for the Minnesota market
- Developed an analysis system to track capital expenditures for both internal and external utilization
- Participated on a team that successfully reduced monthly close time from 5 weeks to 7 days
- Documented and published this methodology for use by all corporate entities.
Education
BS in Business Administration - Accounting
University of South Dakota
05.1996
Skills
- Advanced experience in SAS Enterprise programming
- Experience with T-SQL programming
- Expert skill set in Excel
- Advanced experience with Hyperion applications
- Advanced experience with Fiserv applications
- Proficient in Word and PowerPoint applications
- Experience with Cognos Impromptu reporting applications programming
- Accounting software: Lawson, FAS
- Data Analytics
- Complex Problem-Solving
- Issue Resolution
- Attention to Detail
- Cross-Functional Teamwork
- Financial Modeling
- Budget Forecasting
- Variance Analysis
- Cost-Benefit Analysis
References
REFERENCES AVAILABLE UPON REQUEST
Timeline
Consumer Credit Sr. Associate
Wells Fargo Consumer Lending
2016.01 - Current
Financial Consultant 4
Wells Fargo Consumer Financial Services
2010.10 - 2016.01
Financial Consultant 3
Wells Fargo Financial
2007.02 - 2010.10
Financial Analyst
Daktronics
2006.05 - 2007.02
Financial Analyst
ABRA Auto Body & Glass
1999.11 - 2006.05
BS in Business Administration - Accounting
University of South Dakota
Similar Profiles
Kim F. HarbisonKim F. Harbison
Underwriting Director, Senior Vice President at Wells Fargo, Cards & Merchant ServicesUnderwriting Director, Senior Vice President at Wells Fargo, Cards & Merchant Services
Jessica LiangJessica Liang
Sr. Credit Risk Analyst (Team Lead) at Wells Fargo Bank Consumer LendingSr. Credit Risk Analyst (Team Lead) at Wells Fargo Bank Consumer Lending
Erica HastingsErica Hastings
Underwriter 2 at Wells Fargo SBA LendingUnderwriter 2 at Wells Fargo SBA Lending