Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Derryrl Allen

Royal Palm Beach,Florida

Summary

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

11
11
years of professional experience
1
1
Certification

Work History

Client Coordinator (Processor)

Taylor Morrison Home Funding
Maitland, FL
04.2021 - 06.2022
  • Confirms job stability, HOI and/or flood insurance coverage meets minimum requirements
  • Request and review tax returns, W-2s/1099s and paystubs
  • Maintained up-to-date knowledge of all Fannie Mae, Freddie Mac, FHA, and VA guidelines to ensure regulatory compliance within all transactions
  • Reviewed appraisal docs and title docs for 24 months chain of title
  • Monitor and review borrower requests to refer to appropriate servicing functional business unit or outside party upon review of applicable loan documents and service agreements, closing $5MM in funding per quarter

Mortgage Loan Analyst

Bank of America
Plantation, FL
11.2016 - 03.2021
  • Oversaw loan process end-to-end by reviewing and analyzing documents submitted by client, while ensuring regulatory compliance in all transactions
  • Managed appraisal/values, title forms, certifications, and other mortgage documents and resolved open disputes with third parties
  • Monitor closed loan portfolios for compliance and coordinate with other banking staff, such as financial advisors and underwriters, on financing strategies
  • Provided ongoing analyst support to Mortgage Loan Officers in the Southeastern Branch (20+).
  • Demonstrated respect, friendliness and willingness to help wherever needed
  • Provided professional services and support in a dynamic work environment

Junior Mortgage Underwriter

K. Hovnanian American Mortgage
Boynton Beach, FL
03.2016 - 11.2016
  • Responsible for processing pipeline of loans within designated builder communities, closing $3- $5MM in funding per month
  • Certified accuracy of files 45-60 days prior to closing, preparing file for final underwriting, pre- closing, and evaluating all conditions of approval from underwriting department
  • Worked with processing team members to communicate errors and obtain missing information for current applications
  • Verified integrity of applicants' information to minimize fraud
  • Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines
  • Demonstrated ability to skillfully analyze submitted documentation covering credit histories, employment records, and current financial status

Loan Processor

Digital Risk
Boca Raton, FL
03.2015 - 02.2016
  • Managed pipeline of 30+ complex Bank of America loans on a weekly basis and processed loans approved by Underwriters or automated decisioning system
  • Main point of customer contact to gather supporting documentation to prepare loan for underwriting and verified all types of income including self-employed and W-2/1099
  • Reviewed credit reports and ensured streamlined loan process for applicants
  • Maintained status of all files in process and updates as needed; kept abreast of investor guidelines and changes that may affect loan status.

Team Lead

Target Corporation
05.2014 - 12.2014
  • Coached and evaluated team members’ performances
  • Directed and supervised team of 10 engaged in stocking sales floor and providing excellent customer satisfaction.
  • Defined sales plans/goals and executed daily/weekly workload to deliver on department and store sales goals and guest engagement including planning food service transitions, revisions, sales plans, sampling, promotions, and price change workload
  • Communicated timely weekly and monthly reports to District Manager.

Loan Processor/Underwriter

Advantium Capital, LLC
Sunrise, FL
10.2013 - 01.2014
  • Responsible for documenting modification letters and loan extensions to ensure borrower’s information was submitted correctly into proprietary system
  • Responsible for reviewing closed loan files completed by Mortgage Underwriters to ensure correct decision and findings were assessed based on specified project scope and requirements and exceeded established production and quality goals
  • Acted as subject matter expert for fraudulent mortgage activities.
  • Reviewed loan files for completeness, identified missing documentation, and generated condition lists for investor

QC Analyst/Due Diligence Underwriter

Corelogic
Sunrise, FL
04.2013 - 10.2013
  • Met and often exceeded established production and quality goals
  • Acted as subject matter expert for fraudulent activities and helped to decrease fraud in the organization
  • Responsible for reviewing loan files completed by Due Diligence Underwriters to ensure correct decision and findings based on specified project scope and requirements.
  • Communicated negative findings to Due Diligence department and gave course of action for files

Student Coordinator Manager

Keiser University
10.2011 - 04.2013
  • Managed day-to-day activities of ~15 Student Coordinators and responsible for hiring and training of new employees
  • Acted as a liaison between the Financial Aid department and Admissions department
  • Processed financial aid applications and funded student’s tuition for classes
  • Delivered timely daily reports to the Director of Admissions and the Director of Financial Aid to give updates on operations of student services department
  • Personal coach and advisor to help students qualify for admissions to select a degree pursuant to their goals.

Education

Bachelors of Science - Business Administration

Florida A&M University
Tallahassee, FL

Associate of Arts - Business Administration

Tallahassee Community College
Tallahassee, FL

Skills

Proficient in:

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Certification

Project Management

Timeline

Project Management

12-2022

Client Coordinator (Processor)

Taylor Morrison Home Funding
04.2021 - 06.2022

Mortgage Loan Analyst

Bank of America
11.2016 - 03.2021

Junior Mortgage Underwriter

K. Hovnanian American Mortgage
03.2016 - 11.2016

Loan Processor

Digital Risk
03.2015 - 02.2016

Team Lead

Target Corporation
05.2014 - 12.2014

Loan Processor/Underwriter

Advantium Capital, LLC
10.2013 - 01.2014

QC Analyst/Due Diligence Underwriter

Corelogic
04.2013 - 10.2013

Student Coordinator Manager

Keiser University
10.2011 - 04.2013

Bachelors of Science - Business Administration

Florida A&M University

Associate of Arts - Business Administration

Tallahassee Community College
Derryrl Allen