DESTINI MARSH
Plano,TX
Summary
Risk Analyst with 5 years of experience in fraud detection and risk assessment, proficient in consumer banking and advanced analytical tools. Demonstrates a strong track record in minimizing financial discrepancies and enhancing fraud prevention measures. Adept at collaborating with cross-functional teams to implement effective risk management solutions.
Overview
5
5
years of professional experience
Work History
Risk Analyst
Intuit
06.2024 - Current
- Identify and analyze risk patterns, leading to reduction in financial discrepancies.
- Utilize advanced analytical tools to forecast potential risks and recommend preventive measures.
- Performed periodic reviews and reports on merchants to comply with rules, regulations and KYC requirements.
- Assisted with minimizing risk exposure by reviewing claim validity and viability against coverage standards.
- Reviewed credit reports, financial statements and transactions to verify accuracy and completeness.
- Maintained thorough knowledge of changing industry regulations, ensuring compliance in all chargeback processes.
- Provided detailed documentation on audit findings, facilitating swift corrective action when necessary.
- Streamlined reporting processes by leveraging advanced data analytics tools for accurate identification of suspicious transactions.
Fraud Detection Analyst
PSCU
02.2024 - 06.2024
- Minimized operating losses and exposure to loss through effective analysis and prevention procedures.
- Collected data from internal and external sources to facilitate meaningful analysis.
- Investigated and resolved irregular transactions reported by end users.
- Used multiple operating systems and verification tools to optimize detection and prevention of fraudulent.
- Investigated debit and credit card claims on behalf of merchant customers.
- Maintained knowledge of current events and trends in such areas as money laundering and criminal tools and techniques.
- Answering 50+ calls a day helping customers with fraudulent activity
Fraud Analyst
PNC Bank
01.2023 - 12.2023
- Assess financial risks, develop mitigation strategies, and enhance decision-making processes
- Analyzed large amounts of data to find patterns of fraud and anomalies.
- Evaluated customer data to identify and prevent fraudulent activities.
- Improved overall efficiency in fraud analysis by streamlining processes and optimizing tools used for data analysis.
Universal Banker
PNC Bank
04.2020 - 12.2022
- Provided personalized financial service to a average of 50 clients weekly, effectively managing accounts and identifying opportunities to meet customer needs through targeted product offerings.
- Recommended appropriate banking, loan, and credit card solutions, ensuring alignment with individual customer financial objectives.
- Instituted fraud detection and prevention protocols, contributing to integrity and security of client transactions.
- Conducted daily account reviews, successfully mitigating risks and reducing potential financial losses by approximately $25,000 month
Education
Certification: Forensic Accounting and Fraud Examination -
West Virginia University
Morgantown, WV01.2023
Bachelor of Arts - Political Science And Government
Northern Illinois University
DeKalb, IL05.2019
Skills
- KYC/KYB
- Operational Risk
- Salesforce
- Basic SQL
- Fraud Detection Techniques
- Attention to Detail
- Critical Thinking
- LexisNexis
- Audit
- Credit analysis
- SARS
- Enhanced Due Diligence
- Documentation Review
- Risk Mitigation
- SAS Analytics
Timeline
Risk Analyst
Intuit
06.2024 - Current
Fraud Detection Analyst
PSCU
02.2024 - 06.2024
Fraud Analyst
PNC Bank
01.2023 - 12.2023
Universal Banker
PNC Bank
04.2020 - 12.2022
Certification: Forensic Accounting and Fraud Examination -
West Virginia University
Bachelor of Arts - Political Science And Government
Northern Illinois University
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