Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

DESTINI MARSH

FRISCO,TEXAS

Summary

Professional analyst with comprehensive experience in intelligence operations and data interpretation. Strong analytical skills, adept at identifying trends and patterns to inform strategic decision-making. Collaborative team player, adaptable to changing needs, and results-driven with focus on achieving mission objectives. Proficient in critical thinking, problem-solving, and effective communication.

Overview

5
5
years of professional experience
1
1
Certification

Work History

FRAUD INTELLIGENCE ANALYST

Goldman Sachs
04.2025 - Current
  • Analyze large data and leverage fraud tools to identify emerging risks, including identity theft, ATO and fraud rings.
  • Deep dive investigations of fraud rings identifying IP addresses, account logins, Devices, etc.
  • Perform root cause analysis (RCA) following fraud events and collaborate with stakeholders to implement controls.
  • Analyze transaction data and real-time monitoring for patterns, anomalies, and potential fraud or other suspicious activity using general reasoning and logic.
  • Analyzed large datasets to identify high-risk transactions and fraud patterns using SQL and LexisNexis.
  • Analyzed open-source intelligence data to identify potential threats and vulnerabilities.
  • Partnered with Financial crimes and Cybersecurity to remediate fraud ring exposures and ensure regulatory compliance.
  • Analyzed large amounts of data to find patterns of fraud and anomalies.
  • Managed 30 emails per day from Investigation team

PAYMENTS RISK ANALYST

Intuit QuickBooks
06.2024 - 04.2025
  • Independently investigate, analyze, and resolve fraud and financial risk cases which include Underwriting, Transaction Risk, Collections, Chargebacks, and Compliance
  • Reduced monthly fraud-related losses by $50,000 through proactive risk assessments and underwriting reviews.
  • Conducted in-depth KYC/KYB research using LexisNexis, GIACT, and Microbilt to validate customers and businesses
  • Collaborate cross-functionally to ensure adherence to risk management policies and regulatory compliance.
  • Collaborated with legal and audit teams on payment risk documentation and chargeback trends.
  • Assessed emerging risks through ongoing research and monitoring of industry trends, proactively addressing potential threats before they materialized into significant issues.

FRAUD DETECTION SPECIALIST

PSCU
02.2024 - 06.2024
  • Monitored, analyzed, resolved electronic credit and debit card fraud cases flagged by the Falcon Fraud Detection System.
  • Identified and mitigated fraud patterns, enhanced detection rates and reduced financial losses.
  • Conducted data analysis on emerging fraud trends to improve risk mitigation strategies.
  • Provided timely customer communication to resolve fraud-related concerns, improving client satisfaction.
  • Managed about 50 incoming calls per day from customer resolving account holds and possible fraudulent activity

FRAUD ANALYST

PNC Bank
01.2023 - 12.2023
  • Led daily fraud investigations for ACH fraud, deposit fraud, identity theft and online account takeovers
  • Analyze dispute information and make sound decisions on dispute cases and possess the ability to communicate negative results to customers when necessary
  • Generate suspicious activity reports for leadership review.
  • Reviewed reports and individual transactions which appeared suspicious to uncover possible fraudulent activity.

BRANCH BANKER/TELLER

PNC Bank
04.2020 - 12.2022
  • Strengthened client relationships by providing tailored financial advice and risk assessment.
  • Ensured compliance with bank policies and regulatory requirements to maintain a secure environment.
  • Managed branch operations including loan processing
  • Conducted first-line fraud detection, identifying and mitigating potential fraudulent transactions.
  • Trained and mentored junior banking staff on fraud prevention techniques and compliance best practices.
  • Cashed checks, accepted deposits and withdrawals within assigned limits and calculated daily transactions using computers, calculators or adding machines
  • Completed SARS reports when suspicious activity occurs
  • Increased company revenue 10% by selling various investment products.

Education

Bachelor of Arts - Political Science and Government

Northern Illinois University
DeKalb, IL
05.2019

Skills

  • Risk Management
  • Credit Risk Assessment
  • Suspicious Activity Reporting (SARs)
  • Root Cause Analysis
  • BSA/AML Compliance
  • SQL
  • ThreatMetrix
  • Excel (Pivot Tables, VLOOKUP)
  • Data Analysis
  • Large Datasets
  • Financial Analysis
  • Real-time Transaction Monitoring
  • Documentation Review
  • Audit Support
  • Report writing
  • Crime trend analysis
  • Transaction monitoring
  • Problem-solving abilities

Certification

  • Risk Management Specialization- New York Institute of Finance
  • Money Laundering and AML Compliance- Financial crime academy
  • Banking Credit Analysis: Ratings, Risks, Modeling, and Lending- EDUCBA

Timeline

FRAUD INTELLIGENCE ANALYST

Goldman Sachs
04.2025 - Current

PAYMENTS RISK ANALYST

Intuit QuickBooks
06.2024 - 04.2025

FRAUD DETECTION SPECIALIST

PSCU
02.2024 - 06.2024

FRAUD ANALYST

PNC Bank
01.2023 - 12.2023

BRANCH BANKER/TELLER

PNC Bank
04.2020 - 12.2022

Bachelor of Arts - Political Science and Government

Northern Illinois University

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