Summary
Overview
Work History
Education
Skills
Timeline
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Destiny Reynolds

Westerville,OH

Summary

Motivated employee with a strong drive for tackling new challenges. Highly skilled in efficiently handling and analyzing large amounts of data to successfully accomplish lengthy and intricate projects. Proficient at independently performing tasks and rapidly acquiring new competencies.

Overview

6
6
years of professional experience

Work History

Credit Monitoring Analyst

JP Morgan Chase & CO
Columbus, Ohio
01.2023 - Current
  • Interpret loan agreements and other legal documents to determine which co-borrowers, guarantors, and other parties require set up in the bank's system of record for future covenant compliance evaluation.
  • Set up loans for commercial banking and business banking clients in the internal tracking system to test if borrowers have breached covenants.
  • Independently calculate financial ratios to determine if clients are in compliance with loans averaging 5 million dollars.
  • Raise exception notices to bankers if clients are found to be out of compliance.
  • Develop strong knowledge of secured lending products, including borrowing base credit facilities, averaging 20 million dollars.
  • Mentor team members on unfamiliar situations, internal software, and bank procedures while adhering to quality control standards.

Business Consultant

Global Consulting Program
Ancona, Italy
06.2022 - 07.2022
  • Obtained real-world experience working with both local and national businesses to complete three final project deliverables.
  • Conquered language barriers to successfully work with international clients and colleagues.
  • Researched and analyzed consumer and company data in order to build a strategic strategy for clients.

Student Assistant

Ohio University Foundation
Athens, Ohio
08.2020 - 05.2022
  • Obtained experience in Excel while discreetly working with confidential information.
  • Performed duties independently, with minimal supervision, once training was complete.
  • Regularly updated accounts and maintained organization throughout the database.

Student Worker/ Receptionist

Ohio University Community Standards
Athens, Ohio
02.2019 - 03.2020
  • Made outbound calls to confirm appointments and answered inbound calls.
  • Coordinated guests' and colleagues' schedules to book appointments.
  • Managed student paperwork to keep files up to date.
  • Provided excellent customer service to guests as they came in and out of the office.

Education

Bachelor of Business Administration - Finance

Ohio University
Athens, Ohio
05.2022

Skills

  • System Analysis
  • Documentation And Reporting
  • Risk Mitigation
  • Information Gathering
  • Issue Identification
  • Regulatory Compliance

Timeline

Credit Monitoring Analyst

JP Morgan Chase & CO
01.2023 - Current

Business Consultant

Global Consulting Program
06.2022 - 07.2022

Student Assistant

Ohio University Foundation
08.2020 - 05.2022

Student Worker/ Receptionist

Ohio University Community Standards
02.2019 - 03.2020

Bachelor of Business Administration - Finance

Ohio University
Destiny Reynolds