Summary
Overview
Work History
Education
Skills
References
Timeline
Generic

Detreece Ofokaire

Sachse,TX

Summary

Diligent BSA/AML/FRAUD /KYC Analyst offering 13 years of experience in the Financial Crime Risk Management Sector.A devoted professional seeking opportunity that will allow me utilize my experience in Transaction Monitoring,regulatory landscape and risk management, Fraud Investigations, Anti -Money Laundering, KYC, CDD. EDD, SAR Writing, Digital Currency, Sanctions Screening to regulate and ensure effective risk management within the financial institution space.

CERTIFICATIONS
CAMS - On going
CFE - exams in lieu

Overview

14
14
years of professional experience

Work History

BSA /AML/KYC Analyst

Kinecta Credit Union
Dallas, Texas
03.2024 - Current
  • Developed processes and procedures for improved AML and KYC compliance operations.
  • Perform BSA, AML, OFAC and KYC functions according to established company policies and applicable legal and
    regulatory guidelines to prevent the company from being used as an intermediary for or to hide the transfer or
    deposit of money from criminal activity and to create a paper trail for law enforcement to investigate money
    laundering and other illegal activities.
  • Manage the Customer Due Diligence processes by ensuring timely and accurate compliance to policy and
    regulatory requirements related to Anti-Money Laundering and Know-Your-Customer activities
  • Conduct screening in accordance with Bank policy and escalate true hits to Adverse Findings.
  • Prepare clear and accurate Suspicious Activity Reports for review by BSA Management and timely filing.
  • Act as an escalation point for lower level Analysts to resolve issues. Work on complex issues where analysis of
    situations or data requires an in-depth evaluation of variables.
    Review all BSA and Fraud SAR for accuracy and report any discrepancies to the BSA Officer.
  • Export SAR files from the Bank's AML/Fraud Monitoring system and import these files into the BSA E-fling website in a timely and accurate manner to ensure compliance.
  • Provide backup for the screening of the Bank's customer base in timely response to FinCEN's bi-weekly 314(a)
    requests.
  • Provide back-up for the CTR Administrator ensuring that CTR processing is completed on a timely and accuratebasis when needed.

(AML) /FRAUD ANALYST QA/QC

Charles Schwab
- Westlake,, TX
02.2022 - 02.2024
  • Conducted reviews of flagged transactions and reports that showed potential suspicious activity.
  • Screen web & call-center orders, and identify valid or fraudulent transactions
  • Research customer accounts for potentially fraudulent activity
  • Identify unusual transactional patterns on existing customer accounts with the objective of identifying instances of
    account takeover
  • Participate in the completion and filing of Currency Transaction Reports, Master Exemption List, OFAC, 314a as
    directed to assure compliance with laws and regulations.
  • Conduct quality evaluation for accuracy, compliance and consistent evaluation of internal processes.
  • Ensure QA review is performed by identifying, analyzing and reviewing complex issues by interpreting
    data, trends and determining appropriate corrective actions

AML/KYC ANALYST

Frost Bank
Lewisville, Texas
10.2019 - 12.2021
  • Perform periodic Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews as directed.
  • Participate in the completion and filing of Currency
  • Transaction Reports, Master Exemption List, OFAC, 314a as
    directed to assure compliance with laws and regulations.
  • Analyze customer transactional activity to identify potential suspicious activity.
  • Write suspicious activity reports and conduct transaction monitoring.
  • Utilize transaction monitoring/sanctions screening and case management systems, vendor solutions, and open
    source tools to conduct investigations.
  • Perform Sanctions screening utilizing systems such as LexisNexis, WorldCheck, RDC, and Google
  • Compare observed activity with client KYC profiles and expected activity for anomalous transactions or behaviors.
  • Determine whether activity should be escalated
    for further review based on activity/alert review.

AML /Fraud Specialist

Skye Bank -
LAGOS, NIGERIA
01.2011 - 01.2016
  • Investigated customer activities and trends that implicated potential money laundering or terrorist financing.
  • Analyze alerted transaction related to corespondent bank client activity to ascertain wether the activity is
    suspicious and fraudulent.
  • Review all orders utilizing fraud tools on a daily basis in a timely manner to identify valid and suspicious transactions
    while adhering to department and company service level agreements
  • Maintain or exceed minimum review volume expectations with minimal errors, complaints, fraud alerts and
    chargebacks
  • Review and study various notifications and escalations to identify fraudulent transactions
  • Perform enhance due diligence of high risk customers, SDN and entities using Lexis Nexis in accordance with AML
    policies
  • Interfaced with bankers to obtain information related to client's transaction activity. (RFI)
  • Applied logic reasoning and sound decision-making skills to recommend SAR filings.

Education

Bachelor of Science - Liberal Arts And General Studies

Texas College
Tyler, TX
05-2008

Skills

  • Quality Control & Assurance
    Risk management
  • Case Mgt System such as - Actimize/ Verafin/ ECM/
    Trips / Norkom
  • Transaction Monitoring
  • SAR Writing and Filing CAR - 90 Day Review
  • Fraud Investigation
  • KYC / CDD/ EDD
  • Worldcheck/ Lexis Nexis / Clear
  • Information Verification
  • Tools Used - Netquery / Rumba / Flash/ Epic/Partner
  • Care / Splunk/ Salesforce / Onenote/ Bridger
  • Google / CAD /True People
  • Microsoft 360- Excel (pivot / Marco)
  • Bank Secrecy Act -BSA
  • OFAC website

References

References available upon request.

Timeline

BSA /AML/KYC Analyst

Kinecta Credit Union
03.2024 - Current

(AML) /FRAUD ANALYST QA/QC

Charles Schwab
02.2022 - 02.2024

AML/KYC ANALYST

Frost Bank
10.2019 - 12.2021

AML /Fraud Specialist

Skye Bank -
01.2011 - 01.2016

Bachelor of Science - Liberal Arts And General Studies

Texas College

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