Results oriented Product owner (Billing & Payments) with 11+ years of IT experience in all phases of the Project Development Life Cycle: Planning, Analysis, gathering requirements, Testing and implementation of projects.
Overview
13
13
years of professional experience
Work History
Product Owner – Digital & Legacy Billing & Payments
Liberty mutual Insurance
06.2019 - Current
As a product owner of Digital Billing & Payments over the years have streamlined the Connect commissions process for personal & commercial lines over $20M every month
Did stop the leakage of payments by fraud customers by gaming the system by introducing the new delinquency flow
have automatic write off process for personal & Commercial lines and it reduces the minimal intervention of financial analysts
Led the PL token migration for state auto team and the goal is to increase the retention of migrated polices by 80%
Support token migration, which has had a positive impact on retention (6.5% for EFT and 4.5% for RCC) which equates to 3K NB policies and $9.6M in DWP
Participated in Cost per payment analysis with liberty data Analytics team to understand average cost per transaction (CC & EFT),This helps to explore different opportunities to save credit card fees
Participated and completed the internal & external audit with KPMG & EY
Worked with multiple teams to understand and help them in creative ways to cater business needs
Accountable for leading multiple portfolio strategic initiatives in finance from Billing, Invoicing, Payments, documents, emails, commissions, collections, write off’s, Direct bill, agency bill
Leads Legacy & Connect Digital Billing & Payments
Accountable and led implementing credit card convenience fees for Personal Lines & commercial lines which saved over millions of dollars in a year
Owns and maintains the multiple portfolios and maintain the backlog at program level by working multiple teams (Forms, Policy center, Compliance, Portal, Customer service, IVR, Finance team)
Took the initiative of cross training multiple product owners from different squads
Working with Multiple product teams (Personal & Business) lines to understand the pain points and improve the workflow of user experience
Leads the conversion of payment vendor from Chase to Oneinc
Have a strong stakeholder relationship with multiple teams and successfully implemented many projects in Billing & Payments domain
Design and implement the Billing documents, emails having a strong collaboration with legal teams.
Owned and prioritized product backlog.
Proactively identified risks associated with project timelines or deliverables, implementing mitigation strategies when necessary.
Developed comprehensive roadmaps outlining the product vision, goals, and milestones for successful execution.
Coordinated beta testing programs to gather user feedback, refining product features before general release.
Coordinated with software developers to create custom applications and trackers to achieve client goals.
Conducted data-driven analysis to measure product success metrics, informing future enhancements or adjustments.
Guidewire Senior Business Analyst
Electric Insurance Company
09.2018 - 05.2019
Working on Requirements for R2 pre-inception sessions for Billingcenter, Policy center, Integrations
Working in Billing forms and all other adverse content notices for Policycenter, Billingcenter, Claimcenter
Documenting the design and requirements for Data reduction project
Working on R2 enhancements for Billing Center Integrations
Prepared graphical depictions of Use Cases, Business process diagrams, Use Case Diagrams, State Diagrams, Activity Diagrams, Sequence Diagrams, Component Based Diagrams, and Collateral Diagrams and creation of technical design (UI screen) using Microsoft Visio
Assisted to develop the Test Plan, Test Cases and Test Scenarios to be used in testing based on Business Requirements, technical specifications and/or product knowledge
Documented requirements for Bill plans and pay plans, Disbursements, Batch processes for R 2 states
Working on collection requirements for R2 states
Working on ISO Reporting, TICO Reporting and MA car Auto reporting, Document requirement speciation document
Identifying the new fields for all reporting which includes, Financial, Analytical, Operational and statistical reporting
Experience in data transformation, data mapping from source to target database schemas, data cleansing procedures
Identifying the new fields by using SQL server in Guidewire Data Hub
Working on Qlik view for the reporting and data reduction project
Working on Salesforce integration with Policycenter, Billingcenter, and claim Center
Working Integrations for Billingcenter and claimcenter and policy center Integrations.
Created detailed user stories for system enhancements, leading to improved functionality and user satisfaction.
Guidewire Senior Business Analyst
State Auto Insurance
03.2016 - 08.2018
State Auto Insurance Company is one of the oldest P&C insurance companies in Columbus, OH having a market presence in nearly 40+ states serving both PL and CL insurance products
I was primarily involved with working on PolicyCenter and forms requirements
Responsibilities: Working with Stakeholders, SMEs, Product Managers, from different business units to gather their concerns, suggestions and requirements
Gathering Requirements to develop ACORD,ISO and State auto forms in Agency portals, PolicyCenter, BillingCenter
Gathering requirements for Cancellation Notices for Commercial and Personal Lines of Business
Reviewing the Sprint level test cases and End to End test cases Make sure the product is executed perfectly
Co ordinating with offshore for Pre-construction walkthrough for the story cards assigned to respective developers and testers
Acts a product owner, as a responsibility once the development and testing are complete give product owner Sign off
Working with PolicyCenter, BillingCenter, ClaimCenter and when they needed
Act as a Point of contact for Worker’s comp Rapid start workshops and Written Prod specs for Worker’s comp line of business
Conducted JAD Sessions for Cancellation and Non-renewal notices for Worker’s Comp line of Business
Involved complete life cycle of Billing center and elicited requirements for Billing center Payment plans, Invoicing life cycle and Commissions’ and Producer maintenance
Responsible for tracking bugs and replying to any clarifications needed by development, QA and business teams to get those bugs fixed via JIRA
Worked closely with the PolicyCenter team on implementing the Multiple Premium types and Renewal offer
Designed Mock ups for Declaration Document, Application Document, Quote document
Working on providing Mock ups for Billing Notices & Emails by using Adobe Acrobat professional
Execute test scripts, coordinated & conducted UAT testing
Conducted JAD sessions for communicating with Stakeholders and Project directors
Business Analyst
Google Inc.
06.2011 - 08.2014
Produced professional quality project artifacts including but not limited to business requirement documents, requirement plans, models (e.g
Data, event, context and process), traceability matrices, use cases, issue logs and other documents as needed
Analyzed and prepared the users ‘AS-IS’ workflow scenarios and the ‘TO-BE’ business processes
Strong experience with statistical reporting analysis and documentation
Collaborate with developers and subject matter experts to establish the technical vision and analyze tradeoffs between usability and performance needs
Thorough experience in using tools like MS Visio, MS Office, Rational Suite including Rational Rose and Just in Mind
Actively participated in user training for User Acceptance Testing with business users
Adopt Rational Unified Process (RUP) methodology with emphasis on its best practices for iterative and incremental development
Estimated time required to deliver project artifacts and reports progress toward delivery goals throughout the project
Created Use Case and Functional Specification Document to track approved changes to the system
Participated in team to develop training plan and create documentation to support Participated in Information Technology Infrastructure Library (ITIL) design and release for Problem Management and Change Management
Performed SQL query on databases using SQL server
Education
Master of Science - Management Information Systems
Fairleigh Dickinson University
Teaneck, NJ
05.2016
Bachelor’s in Electronics & Communication engineering -
JNTU University
Andhra Pradesh, India
Skills
Release planning
Business Analysis
Product Backlog Management
Roadmap development
Agile frameworks
Agile Methodology
Stakeholder relationship management
Product Lifecycle Management
Feature Prioritization
User Acceptance Testing
Story planning
Requirements Elicitation
Product Planning
Customer Empathy
User Story Creation
Decision-Making
Strategic Planning
Use Case Study Generation
Product Metrics Tracking
Root Cause Analysis
Product Development
Creative and Innovative
Accomplishments
Fairleigh Dickinson Scholarship - fall 2014
Organized technical and cultural events in college level
Google silver award in 2013
Received “Google Certificate of Excellence”
Promoted to Senior Analyst in less than a year
Timeline
Product Owner – Digital & Legacy Billing & Payments
Liberty mutual Insurance
06.2019 - Current
Guidewire Senior Business Analyst
Electric Insurance Company
09.2018 - 05.2019
Guidewire Senior Business Analyst
State Auto Insurance
03.2016 - 08.2018
Business Analyst
Google Inc.
06.2011 - 08.2014
Master of Science - Management Information Systems
Fairleigh Dickinson University
Bachelor’s in Electronics & Communication engineering -
Lead Sales Representative at Liberty Mutual Insurance/Comparion Insurance AgencyLead Sales Representative at Liberty Mutual Insurance/Comparion Insurance Agency
Customer Service Lead at State Auto Insurance Companies / Liberty Mutual InsuranceCustomer Service Lead at State Auto Insurance Companies / Liberty Mutual Insurance
Claims Resol Spec III, Appraisal at LIBERTY MUTUAL INSURANCE & SAFECO INSURANCEClaims Resol Spec III, Appraisal at LIBERTY MUTUAL INSURANCE & SAFECO INSURANCE