Diane Giovinazzo
Warminster,PA
Summary
Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level position. Ready to help team achieve company goals. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
27
27
years of professional experience
Work History
Mortgage Loan Originator
Univest Bank And Trust Co.
06.2022 - Current
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Worked with underwriters to fix application problems and resolve issues.
- Explained different types of loans pertaining to client situations.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
- Interviewed applicants to assess loan requirements before suggesting offers.
- Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Developed extensive network of referral partners to source new mortgage loan opportunities.
- Participated in industry events and conferences to build relationships and gain market intelligence.
Senior Mortgage Loan Originator
PrimeLending
03.2016 - 06.2022
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Fielded customer complaints and provided solutions.
- Reviewed loan files and updated to match current standards.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Explained very technical financial information to applicants in easy to understand language.
- Proactively identified solutions for customers experiencing credit issues.
Senior Mortgage Loan Originator
National Penn Bank
10.2014 - 03.2016
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Fielded customer complaints and provided solutions.
- Reviewed loan files and updated to match current standards.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Researched and updated industry knowledge on changing legislation and regulations.
Senior Mortgage Loan Originator
Citizens Bank
01.2014 - 10.2014
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Fielded customer complaints and provided solutions.
- Reviewed loan files and updated to match current standards.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
Mortgage Loan Originator
Santander Bank
09.1996 - 01.2014
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Worked with underwriters to fix application problems and resolve issues.
- Explained different types of loans pertaining to client situations.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
- Interviewed applicants to assess loan requirements before suggesting offers.
- Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Developed extensive network of referral partners to source new mortgage loan opportunities.
Education
High School Diploma -
Cardinal Dougherty High School
Philadelphia, PA05.1978
Skills
- Property Evaluation
- Mortgage Loan Closing
- Credit Check Knowledge
- Sales Development
- Creative Solutions
- Underwriting Guidelines
- Loan Product Promotion
- Detail Orientation
Travel, gardening, spending time with family and friends.
My husband and I have four children and five grandchildren that we love spending time with. Especially in the summer at the shore and going to their soccer and t-ball games. We also love to travel. We have been to several countries in Europe and Caribbean islands in addition to various places in the United States.
Timeline
Mortgage Loan Originator
Univest Bank And Trust Co.
06.2022 - Current
Senior Mortgage Loan Originator
PrimeLending
03.2016 - 06.2022
Senior Mortgage Loan Originator
National Penn Bank
10.2014 - 03.2016
Senior Mortgage Loan Originator
Citizens Bank
01.2014 - 10.2014
Mortgage Loan Originator
Santander Bank
09.1996 - 01.2014
High School Diploma -
Cardinal Dougherty High School
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