Dominic Eaquinto
Central Point
Summary
Finance professional with experience supporting treasury and risk functions within regulated financial institutions. Skilled in portfolio oversight, balance sheet analysis, and risk management, with experience providing insights to senior management and governance committees. Experienced in profitability analysis, liquidity support, and assisting with ALCO reporting, applying a disciplined, conservative approach that aligns with credit union values.
Overview
9
9
years of professional experience
Work History
Principal | Real Estate Investment & Asset Manager
Self-Employed
11.2021 - Current
- Managed and oversaw a personal real estate investment portfolio, with responsibility for asset performance, cash flow analysis, operating budgets, and risk assessment.
- Analyzed prospective real estate investment opportunities, including purchase price evaluation, projected returns, expense assumptions, and downside risk scenarios.
- Monitored portfolio-level performance to ensure assets met targeted return and liquidity objectives, making adjustments as market conditions and risk factors changed.
- Oversaw property operations, vendor relationships, and contract terms to control costs, mitigate operational risk, and maintain asset value.
- Evaluated financing structures and refinancing opportunities with attention to interest rate exposure, cash flow stability, and long-term balance sheet impact.
- Maintained accurate financial records and reporting to support ongoing performance monitoring and investment decision-making.
Premier Banker
Wells Fargo Bank
02.2021 - 05.2025
- Managed and reviewed portfolios of deposit, lending, and investment-adjacent relationships, ensuring accuracy, compliance, and alignment with institutional policies.
- Supported branch-level balance sheet initiatives through deposit growth strategies and asset allocation coordination across lending, investment, and treasury-related functions.
- Assisted leadership in the rollout of new financial products, ensuring operational readiness, staff training, and adherence to regulatory and internal risk standards.
- Provided coaching and guidance to team members on portfolio segmentation, risk awareness, and documentation accuracy to strengthen operational controls.
- Maintained detailed records and documentation to support audits, internal reviews, and regulatory examinations.
Financial Advisor
Edward Jones Investments
03.2019 - 09.2020
- Analyzed client portfolios using asset allocation, risk tolerance, and performance metrics to support disciplined investment decision-making.
- Prepared financial models and scenario analyses to evaluate portfolio sensitivity to market, interest rate, and economic changes.
- Monitored portfolio performance and identified trends requiring rebalancing or risk mitigation.
- Ensured compliance with SEC and FINRA regulations through accurate reporting, documentation, and supervisory coordination.
- Recruited, trained, and supervised branch administrative staff, establishing controls and workflows to improve operational efficiency and data integrity.
Risk Management Specialist
Savings Bank of Mendocino County
07.2017 - 03.2019
- Conducted enterprise-level risk assessments supporting executive management and board oversight, including financial, operational, and vendor risk exposure.
- Assisted senior leadership in developing and presenting the institution's risk appetite statement to the Board of Directors, informing strategic and balance sheet decisions.
- Reviewed vendor and financial contracts to identify credit, liquidity, and operational risks and recommended mitigation strategies aligned with institutional policies.
- Supported audit readiness and regulatory compliance initiatives, including GLBA, through detailed documentation and risk analysis.
- Coordinated cross-departmental business continuity planning and risk exercises to strengthen governance, preparedness, and institutional resilience.
Education
Master of Business Administration - MBA
California State University, Chico
07.2022
Bachelor of Science - Finance
California State University, East Bay
12.2020
Skills
- Portfolio and balance sheet analysis
- Investment evaluation and asset allocation
- Liquidity and cash flow management
- Credit and interest rate risk assessment
- Profitability and scenario analysis
- ALCO and board reporting support
- Regulatory compliance and audit readiness
- Advanced financial modeling (Excel)
Timeline
Principal | Real Estate Investment & Asset Manager
Self-Employed
11.2021 - Current
Premier Banker
Wells Fargo Bank
02.2021 - 05.2025
Financial Advisor
Edward Jones Investments
03.2019 - 09.2020
Risk Management Specialist
Savings Bank of Mendocino County
07.2017 - 03.2019
Bachelor of Science - Finance
California State University, East Bay
Master of Business Administration - MBA
California State University, Chico