Dominic Lavazoli
Lake Grove,NY
Summary
Strategic and analytical High Net Worth specialist with 3+ years of experience managing complex asset portfolios at a leading carrier. Expert in quantitative risk assessment, capital preservation strategies, and Hedge/Alternative asset protection (including private collections and high-value real estate). Proven track record in optimizing portfolio profitability and managing high-stakes stakeholder relationships. Seeking to leverage deep HNW market intelligence to transition into Private Banking or Wealth Management, focusing on holistic risk-adjusted solutions for UHNW clients.
Overview
4
4
years of professional experience
Work History
Underwriter
PURE Insurance
White Plains, NY
03.2025 - Current
- Portfolio Excellence: Strategically manage a $17M premium book of high-net-worth business, maintaining a superior 30% loss ratio through rigorous risk selection and proactive portfolio rehabilitations.
- Strategic Growth: Engineered a turnaround for a struggling key agency, achieving 400% year-over-year growth by streamlining submission workflows and providing expert technical guidance on complex HNW placements.
- Analyze and price risks for high-value estates (Replacement Cost ~$5M+), luxury auto fleets, and valuable articles.
- Collaborate with elite independent agencies to provide bespoke insurance solutions while maintaining strict underwriting discipline and loss-ratio targets.
- Utilize advanced CAT modeling and geographic data to manage concentration of risk in coastal and high-hazard areas.
Underwriting Analyst
PURE Insurance
06.2023 - 03.2025
- Supported senior underwriters in the evaluation of new business submissions and renewals for the High Net Worth niche.
- Conducted deep-dive research into loss history and inspection reports to identify potential hazards and recommend mitigation strategies.
- Streamlined internal workflows, reducing application turnaround time by 75% through effective use of underwriting technology.
Project Manager Internship
GEICO
Woodbury, NY
06.2022 - 08.2022
- Selective Elite Track: One of only 24 participants selected from a pool of 300+ applicants (Top 8%) for an accelerated management-track program.
- Executive Strategy: Authored and presented a data-driven business case on policyholder retention trends to Regional Executive Leadership.
- Advanced Certification: Completed Harvard ManageMentor certifications in Project Management and Strategic Innovation.
- Friction Point Resolution: Identified operational bottlenecks across departments; proposed streamlined workflows to improve the speed of the "Quote-to-Bind" process and enhance customer acquisition.
Education
Bachelor of Science - Risk Management and Insurance
State University of New York At Oswego (SUNY)
Oswego, NY05-2023
Skills
- Underwriting: High Net Worth (HNW) Personal Lines, Risk Assessment, Policy Pricing, Loss Control
- Technical: CAT Modeling, Guidewire/Salesforce, Data Analytics, Microsoft Excel (Advanced)
- Soft Skills: Agency Relationship Management, Negotiation, Complex Problem Solving, Strategic Communication
Timeline
Underwriter
PURE Insurance
03.2025 - Current
Underwriting Analyst
PURE Insurance
06.2023 - 03.2025
Project Manager Internship
GEICO
06.2022 - 08.2022
Bachelor of Science - Risk Management and Insurance
State University of New York At Oswego (SUNY)