Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Timeline
Generic

DONALD OSA-EDOKPOLOR

Bowie,MD

Summary

Dynamic senior executive with extensive expertise in strategic planning, financial oversight, and team leadership, dedicated to driving efficiency and profitability across diverse business operations. Proven track record in spearheading strategic initiatives and optimizing operational processes, complemented by a strong background in financial planning, business development, and stakeholder management. Recognized for cultivating a culture of innovation and high performance while adeptly adapting to evolving business needs to meet organizational objectives. Committed to delivering measurable results through reliable leadership and fostering collaborative team environments.

Overview

35
35
years of professional experience
1
1
Certification

Work History

Senior Executive OFFICER

QUIDCYCLE CAPITAL & INVESTMENT
01.2021 - Current
  • Co-founded and scaled the asset management and project development firm, achieving rapid profitability.
  • Expanded services into construction, managing projects valued at over ₦1.650B.
  • Executed ₦1B recapitalization project for a microfinance bank in Southern Nigeria.
  • Facilitated SME funding programs and cooperative initiatives, supporting local economic advancement.

HEAD: Risk Committee/Board

TRUSTFUND MICROFINANCE BANK LTD
02.2016 - 12.2020
  • Directed strategy and governance, focusing on SME development and financial inclusion.
  • Chaired board committees for Audit, Compliance, and Enterprise Risk Management.
  • Oversaw staff development initiatives to enhance operational efficiency.

Group Head, Retail Banking

STERLING BANK PLC
01.2012 - 01.2016
  • Managed retail banking across 125 branches, driving liability generation and customer acquisition.
  • Designed and launched the 3PA model, adding ₦18B in deposits and expanding agent banking reach.
  • Coordinated with regional heads to achieve and exceed budgetary targets.

Regional Business Head

EQUITORIAL TRUST BANK LTD
03.2009 - 12.2011
  • Achieved 200% deposit growth and turned a loss-making region profitable within one year.
  • Grew the nos of branches from 12 nos to 21.
  • Managed over ₦20B balance sheet size, focusing on strategic business/branches development, risk asset quality and portfolio diversification.

Regional Manager/AGM

AFRIBANK/POLARIS BANK
01.2007 - 02.2009
  • Oversaw regional operations, driving revenue growth and credit risk management.
  • Enhanced branch network efficiency and deepened market penetration.

Principal Manager/Zonal Head, BRANCH MANAGER

EQUITORIAL TRUST BANK
08.2003 - 12.2006
  • Team Lead/Leadership Management for 20 branches/net-work.
  • Business Development, loan booking/Administration & Collection processes, of credit-Risk facilities.
  • Coaching, providing direction to meet budget and statutory regulation while driving liability for effective income generation.
  • Loans/Credit review remedial actions on ‘past-due assets applying Moody’s policy framework and follow-ups.

Zonal Head, Commercial Banking Group

GULF BANK PLC
08.2000 - 07.2003
  • Oversees the development and management of customer relationships of the branches in the zone while ensuring the provision of excellent financial products and service delivery with the view to value addition.
  • Establish appropriate credit administration framework to ensure proper administration of credit exposures and creation of credit risks to minimize losses.
  • Increased their balance sheet size from ₦2.2billion to ₦7.6billion within twelve months of operation.

Group Head, Corporate Banking

GULF BANK PLC
06.1999 - 07.2000
  • Group Lead, defining appropriate strategies/management of Corporates (High end accounts) and specialized credit products of the Bank.
  • Liability Generation Strategy and Financial Advisory Services.
  • Initiated, grew the Energy & Telecom portfolios to over ₦30.0billion in 6 months.

HEAD- Finance, Credit/Marketing (CFO)

NIGBEL MERCHANT BANK
06.1995 - 01.1999
  • Team lead, Credit & Treasury Operations of the bank.
  • Designing/execution of credit and marketing strategies for the bank.
  • Advisory role in the fund’s optimization of high network customers.

Head, Credit & Marketing & Foreign Exchange

GREAT MERCHANT BANK
10.1991 - 05.1995
  • Designing and execution of credit and marketing strategies for the bank, syndicated facilities and review of credit performances.
  • All types of export related portfolio management (NEXIM, ADB/ESL, NERFUND).
  • Marketing of financial services as well as dealing/trading in forex, supervision, maintenance of Nostro accounts and meeting statutory regulations.

Credit Analyst/Banking Officer

EQUITORIAL TRUST BANK
04.1990 - 09.1991
  • Appraisal of loans and advances from the branches and proposals from the Head Office customers.
  • Identifying and developing potential bank customers and responsible for coordinating activities in the middle market.
  • Treasury activities including marketing the bank’s products/financial instruments.

Education

MBA - Bus. Admin & Finance

University of Benin
BENIN CITY
06.1987

Bachelor of Science - Economics

University of Lagos
LAGOS-NIGERIA
06.1984

Skills

  • A Seasoned Banking and Investment Executive with over 25 years of progressive leadership in retail banking, asset management, project development, and microfinance Demonstrated success in scaling QuidCycle Capital, delivering a ₦567M PBT in its first year and achieving over 85% balance sheet growth by the second year Secured about ₦10 billion in capital for the successful share recapitalization of a TrustFund microfinance bank, reinforcing its regional leadership position Spearheaded the development and launch of Sterling Bank’s innovative 3PA retail product, generating ₦18 billion in deposits within two years Offers proven expertise in risk management, governance, and board leadership through active participation on multiple internal control, compliance, and enterprise risk management committees
  • Strategic Business Development
  • Financial & Investment Management
  • Governance & Compliance Risk Management
  • SME & MSME Financing
  • Project Development & Execution
  • Team Leadership & Capacity Building
  • Stakeholder Engagement Business Transformation
  • Regulatory Compliance

Certification

  • Honorary Member (HCIB), Chartered Institute of Bankers of Nigeria.
  • CBN/FITC, ALM Certificate of Full attendance
  • Central Bank of Nigeria (CBN), Certificate, Corporate & Enterprise Compliance
  • Ongoing professional development in Governance and Risk Management.

Accomplishments

  • Resolved product issue through consumer testing.
  • Documented and resolved [Issue] which led to [Results].
  • Achieved [Result] by completing [Task] with accuracy and efficiency.
  • Achieved [Result] through effectively helping with [Task].
  • Supervised team of over 1500 Retail Banking staff members across the national branch network.
  • Supervised team of [Number] staff members.
  • Collaborated with team of Regional Retail Banking Heads in the development of Retail Sales portfolio.

Timeline

Senior Executive OFFICER

QUIDCYCLE CAPITAL & INVESTMENT
01.2021 - Current

HEAD: Risk Committee/Board

TRUSTFUND MICROFINANCE BANK LTD
02.2016 - 12.2020

Group Head, Retail Banking

STERLING BANK PLC
01.2012 - 01.2016

Regional Business Head

EQUITORIAL TRUST BANK LTD
03.2009 - 12.2011

Regional Manager/AGM

AFRIBANK/POLARIS BANK
01.2007 - 02.2009

Principal Manager/Zonal Head, BRANCH MANAGER

EQUITORIAL TRUST BANK
08.2003 - 12.2006

Zonal Head, Commercial Banking Group

GULF BANK PLC
08.2000 - 07.2003

Group Head, Corporate Banking

GULF BANK PLC
06.1999 - 07.2000

HEAD- Finance, Credit/Marketing (CFO)

NIGBEL MERCHANT BANK
06.1995 - 01.1999

Head, Credit & Marketing & Foreign Exchange

GREAT MERCHANT BANK
10.1991 - 05.1995

Credit Analyst/Banking Officer

EQUITORIAL TRUST BANK
04.1990 - 09.1991

MBA - Bus. Admin & Finance

University of Benin

Bachelor of Science - Economics

University of Lagos

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DONALD OSA-EDOKPOLOR