Professional with solid background in mortgage services, well-versed in loan origination, underwriting processes, and regulatory compliance. Proven track record of driving successful outcomes through collaborative efforts and adaptability to changing market conditions. Strong skills in financial analysis, client relations, and risk assessment. Known for reliability and results-oriented approach.
Overview
7
7
years of professional experience
Work History
Mortgage Underwriter
Sage Home Loans Corporation
02.2025 - Current
Approved or denied conventional loans based on established criteria and underwriting guidelines.
Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
Worked with processing team members to communicate errors and obtain missing information for current applications.
Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
Maintained open lines of communication with internal stakeholders such as processors, closers, and sales representatives to ensure a seamless mortgage underwriting process.
Sr. Loan Processor
Sage Home Loans Corporation
11.2021 - 02.2025
Collaborated with team members to meet monthly targets, contributing to the overall success of the department.
Reduced turnaround time for mortgage approvals through effective communication with clients, underwriters, closers, and loan officers.
Increased productivity by implementing time-saving strategies such as standardized checklists and document templates.
Handled any conditions sent from underwriting departments.
Managed a large pipeline of loans, prioritizing tasks to ensure deadlines were met consistently.
Mortgage Loan Processor
Auto Club Trust
03.2019 - 11.2021
Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
Managed a high volume of loan applications, consistently meeting or exceeding established processing timeframes for both new loans and refinancing.
Handled any conditions sent from underwriting departments.
Contributed to the success of the mortgage team by providing essential support in the areas of loan documentation review, data entry, and client communication.
Mortgage Loan Closer
Eagle Home Mortgage, LLC
03.2018 - 03.2019
Managed a high volume of loans simultaneously, prioritizing tasks efficiently to meet deadlines consistently.
Coordinated post-closing activities such as disbursement of funds, recording deeds, and delivering final documentation to borrowers.
Communicated closely with inter-company staff members to promote quick and effective loan workflow.
Collaborated with title companies for smooth and accurate execution of closing documents.
Reduced errors in loan documents through meticulous review and verification procedures.
Reviewed mortgage documents for accuracy, which included title abstract and insurance forms.