Donovan D. Constantine
Uniondale,NY
Overview
26
26
years of professional experience
Work History
Asst Manager/Master Auditor Premium Audit Division
EXL SERVICES/OVERLAND SOLUTIONS Inc
New York, New York
01.2015 - 01.2026
- Orchestrated weekly scheduling and execution of complex financial audits, finishing over a thousand audits annually resulting in millions of additional premiums and reduced the return of millions in excess premiums.
- Examined and analyzed all financial records of policyholders to determine whether reported operations were assessed correctly and to determine final exposures for the policy period.
- Reviewed and studied all insurance policies and client books thoroughly prior to audit engagement.
- Analyzed and verified all reported claims for correctness in terms of classification and reported payroll resulting in substantial savings for carriers.
Sr Insurance Premium Auditor
Regional Reporting Inc
Parsippany, New Jersey
01.2013 - 01.2015
- Reviewed, Scheduled and completed all audits as assigned fulfilling all quotas on a daily, weekly and monthly basis.
- Examined and analyzed all payrolls, financial records, certificates of insurance and other related records of policyholders to determine whether correct risk assessments were made at the inception of the policy and to determine final exposures against estimates noted on the policies.
Insurance Premium Auditor /High Value Property Surveyor
U.S Reports Inc
Overland Park, Kansas
01.2011 - 01.2013
- Reviewed, Scheduled and completed all audits assigned fulfilling all quotas on a daily, weekly and monthly basis.
- Examined and analyzed all payrolls, financial records, certificates of insurance and other related records of policyholders to determine whether correct risk assessments were made at the inception of the policy and to determine final exposures against estimates noted on the policies.
- Completed high value property surveys accurately by meeting with property owners or agents at property location identifying all important features including style, plumbing, electrical, HVAC, contents, dimensions etc.
Auditing Manager/Internal Auditor/Policy Service Coordinator
The first Rehabilitation Life Insurance Company of America
Great Neck, New York
01.2000 - 01.2011
- Commanded field and remote audits of policyholders, generating $5 – 6 million in annual additional premiums.
- Reduced potential claims liability by leading team that studied, crafted and implemented new cancellation procedures for all lines of business.
- Improved workflow through innovative process mapping, serving as point person on numerous projects.
- Coordinated responses to diverse issues involving Policyholders and Brokers. Compiled and reported fraud information to various state Insurance Departments. Evaluated and upgraded procedure manuals to ensure best practices.
Timeline
Asst Manager/Master Auditor Premium Audit Division
EXL SERVICES/OVERLAND SOLUTIONS Inc
01.2015 - 01.2026
Sr Insurance Premium Auditor
Regional Reporting Inc
01.2013 - 01.2015
Insurance Premium Auditor /High Value Property Surveyor
U.S Reports Inc
01.2011 - 01.2013
Auditing Manager/Internal Auditor/Policy Service Coordinator
The first Rehabilitation Life Insurance Company of America
01.2000 - 01.2011