Dontrell Gaddy
Elgin,IL
Summary
Transaction Analyst with a strong track record in advanced Excel and financial analysis, specializing in non-QM loan due diligence and underwriting review. Skilled in evaluating loan files, assessing risk, validating credit decisions, and supporting investor readiness. Proven leader with experience training teams, improving operations, and contributing to revenue growth across financial and lending environments.
Overview
7
7
years of professional experience
Work History
Transaction Analyst
Consolidated Analytics
01.2021 - Current
- A Transaction Analyst serves as a loan quality gatekeeper, ensuring non-QM loans are accurately underwritten and investor-ready.
- Managed public and private traded real estate investment trust portfolios, monitoring risk exposure and market performance.
- Supervised and trained 10+ Analysts and an offshore support team to enhance collaboration and workflow efficiency.
- Directed procurement of legal documents and managed due diligence processes to reduce transaction-level risks.
- Created advanced Excel reporting tools to improve operational efficiency and minimize manual errors.
- Consistently met deadlines under pressure, contributing to over $1M in monthly revenue growth.
- Represented the company at MBA conferences, partnering with leadership to strengthen client relationships.
- Performing Due Diligence / Underwriting:
- Conduct due diligence on non-QM loans including DSCR loans and RTL (Fix-and-Flip/Bridge) loans by reviewing documentation, income methods, and property-level risks. Re-underwrite previously reviewed loans to validate credit decisions and loan grading for investor readiness.
Outside Sales Account Manager
Royalty Merchant Solutions
02.2020 - 11.2020
- Generated Midwest region revenue through targeted lead sourcing, prospect identification, and successful closings.
- Assessed client financial readiness by gathering required financial documentation.
- Maintained accounts and identified opportunities for portfolio growth.
- Prepared revenue forecasts for accurate financial planning.
- Trained junior representatives in strategy and proposal development.
Account Executive
BMM Logistics
02.2019 - 02.2020
- Developed business relationships to secure new logistics accounts and expand revenue streams.
- Conducted needs assessments to ensure cost-efficient logistics operations.
- Reconciled fees, scheduling, invoicing, and commercial terms to ensure accuracy and profitability.
- Secured major accounts including International Paper, Georgia Pacific, Nestlé, and Purina.
Education
Bachelor of Arts - Business Management
University of Dubuque
Dubuque, IA05.2019
Skills
- Advanced Excel and data analysis
- Office 365 suite and Salesforce CRM
- Team leadership and training
- Effective verbal and nonverbal communication
- Financial analysis
- Deadline and pressure management
- Problem-solving and critical thinking
- Portfolio and risk management
- Client relationship management
- Due diligence
- Data interpretation
Timeline
Transaction Analyst
Consolidated Analytics
01.2021 - Current
Outside Sales Account Manager
Royalty Merchant Solutions
02.2020 - 11.2020
Account Executive
BMM Logistics
02.2019 - 02.2020
Bachelor of Arts - Business Management
University of Dubuque