UNDERWRITER
Douglas Rosenthal
TOKIO MARINE AMERICA INSURANCE COMPANY
Floral Park,NY
19
years of professional experience
Experienced property underwriting professional with 15+ years of evaluating submissions, renewals, and endorsements for accuracy and risk quality. Skilled in catastrophe analysis, aggregation control, and broker negotiation, with a strong record of building trusted relationships and supporting profitable growth through clear coverage, pricing, and account strategies.
Work History
Senior Property Underwriter
18 Years 10 Months- Negotiated terms, pricing, and coverage structure with brokers to secure profitable business.
- Evaluated property submissions for occupancy, construction, protection, and exposure alignment with underwriting guidelines.
- Analyzed catastrophe exposures using location data, aggregation review, and portfolio accumulation controls.
- Reviewed renewals and endorsements for accuracy, consistency, and adherence to underwriting authority.
- Recommended account strategies based on loss history, valuation data, and risk quality.
- Interpreted policy wording to confirm coverage intent and identify exclusions or manuscript changes.
- Mentored underwriting staff on referral handling, file quality, and risk selection standards.
- Developed and maintained courteous and effective working relationships.
- Scrutinized underwriting performance to identify weaknesses and provide recommendations for improvement.
- Met with customers, agents and brokers to negotiate coverage, price, and service delivery.
- Skilled at working independently and collaboratively in a team environment.
- Demonstrated respect, friendliness and willingness to help wherever needed.
- Worked well in a team setting, providing support and guidance.
Education
High School Diploma
Skills
Cross-functional collaboration
Pricing policies
Project prioritization
Negotiation strategies
Rate quoting
Manage risk
Customer service
Underwriting ethics
Problem-solving
Data analysis
Client negotiations
Policy renewal strategies
Team collaboration
Relationship building
Effective communication
Pricing strategy development
Risk pricing analysis
Timeline
Senior Property Underwriter
TOKIO MARINE AMERICA INSURANCE COMPANY
11.2007 - 09.2026Read More
BAYSIDE HIHG SCHOOL
High School Diploma
Read More