SEAN NEWMAN
Estero,FL
Summary
Attentive Loan Specialist with background in assessing credit history data and finding appropriate solutions perfect for customer needs. Ready for new position where loan evaluation background can be best utilized.
Overview
13
13
years of professional experience
Work History
Mortgage Officer
Fifth Third Bank
Estero, FL
10.2023 - Current
- Met with applicants to obtain information for loan applications and answer questions about loan process.
- Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
- Informed customers of loan application requirements and deadlines.
- Educated customers regarding actions and strategies for debt repayment.
- Kept detailed records regarding approved, denied and received loan applications.
- Approved or denied loan applications and explained reasoning behind decisions.
- Developed loan contracts and explained contract terms to clients.
- Developed and recommended personal or commercial loan packages for clients.
- Researched potential risks associated with various types of mortgages before offering them to clients.
- Verified client financial information to determine creditworthiness and loan eligibility.
Mortgage Loan Officer
First Financial Bank
TERRE HAUTE, IN
07.2019 - 10.2023
- Informed customers of application deadlines, approvals and denials.
- Performed periodic quality control reviews on completed files prior to funding.
- Identified lending risks and implemented strategies to reduce loan defaults.
- Conducted interviews with prospective clients to gather information regarding loan applications.
- Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
- Helped customers make decisions about loans and lines of credit based on availability, terms and benefits.
- Evaluated existing customer accounts for refinancing opportunities or additional services offered by the company.
- Verified applicant information by consulting with outside agencies, credit bureaus and businesses.
F&I Manager
Terre Haute Chevrolet
Terre Haute, IN
05.2011 - 07.2019
- Assisted customers in selecting appropriate finance options based on their individual needs.
- Participated in weekly conference calls with corporate representatives regarding current industry trends and changes in regulations affecting dealerships.
- Reviewed purchases and sales contracts for compliance with dealer and legal standards.
- Developed loan contracts and explained contract terms to clients.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
Education
Some College (No Degree) - Business Management
Indiana State University
Terre Haute, INSkills
- Loan Processing
- Mortgage Underwriting
- Document Review
- Credit Analysis
- Sales Development
- Relationship Selling
Motor cycles, pickleball, bicycles
Enjoy just about anything outdoors especially keeping active
Timeline
Mortgage Officer
Fifth Third Bank
10.2023 - Current
Mortgage Loan Officer
First Financial Bank
07.2019 - 10.2023
F&I Manager
Terre Haute Chevrolet
05.2011 - 07.2019
Some College (No Degree) - Business Management
Indiana State University
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