Durga Devi Pulagam
Chennai,Tamilnadu
Summary
A committed and result driven professional at Adaptavant Technology Solutions as Senior Financial Analyst. Manage accounts receivable for USA, Canada accounts. Balance A/R against online payments on daily and monthly basis, Streamlined all team billing and registration functions to facilitate accountability, reliability, and accuracy of information. Expertise managed new registrations, accounts and income inquiries. Nearly 3years of significant and progressive experience as Financial Analyst for Wells Fargo India Solutions ,PVT .Ltd. Loan Processor, Provide support to loan officer and underwriter teams by ensuring the timely, judicious and accurate processing of mortgages. Review and verify borrowers’ income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal. Ensure compliance with company policies, underwriting guidelines and lending-program requirements. Experienced professional with a track-record in benchmarking, evaluation of business plans. Actively involved in the preparation and analysis of various MIS reports related to business. Capable team player with the ability to work under pressures & deadlines to foster team’s performance, along with a demonstrated talent for analyzing and streamlining complex work processes for improvement opportunities. Strong analytical and problem solving skills. Resourceful in the completion of projects, effective at multi-tasking.
Overview
2014
2014
years of professional experience
1
1
Certification
Work History
Financial Analyst
Wells Fargo India Solutions Pvt Ltd
10.2010 - 11.2013
- Mortgage industry professional with loan-processing experience and a comprehensive knowledge of conventional and government loan programs.
- Thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing.
- Analyzes financial status by collecting, monitoring, and studying data; recommending actions.
- Analyzes Mortgage Loans, Employment Verification and Income calculations of the borrower.
- Going through Borrower Credit report and calculate income for loan processing.
- Computer savvy in MS Office Suite and proprietary mortgage-processing software.
- To monitor the daily workflow in order to achieve the accurate and timely issuance of all confirmations to the client thereby building up relationship with them to ensure they continue doing business with us.
- To ensure that the requests of priority clients are completed accordingly.
- To resolving all documentation related queries.
- To prepare and provide the management reports.
- Proficiency in the application of the statistical and probability studies using the collected data and then concluding with a logical decision.
- Collection of loan proposals and ensuring they are processed accordingly.
- Verifying the accuracy and thoroughness of the loan application along with other related documents.
- VA Letter Entry Process
- FHLMC Loans Audit
- Deliverables:
- MORTGAGE LOAN PROCESSOR
- Achievement Highlights:
- Regarded as one of the most productive loan processors.
- Outperformed company average in achieving loan-processing turn-around time of 12 days or less (compared to typical 15 to 20 days).
- Ensured all files were complete prior to underwriting hand-off and coordinated effectively with title companies to ensure smooth closings.
- Successfully processed some of the most challenging loan applications (e.g., first-time borrowers, self-employed applicants and borrowers with problematic credit histories).
- Loan Processing Expertise:
- Audit Loans, FRMs, ARMs, Fannie Mae & Freddie Mac Guidelines, FHA, VA, USDA Rural Development Loans
- Achievements:
- Got four times Best Performance Awards for consistent performer, helping team during close, boundary less behavior and customer centricity.
- Highest productivity in the team for six months.
- Trainings Attended:
- Attended Learn to Lean Training.
- Excel Training, Business etiquette training.
Senior Financial Analyst
Adaptavant Technology Solutions
04.2015 - 2016
- Billing Analysis, Billing reconciliations.
- Taking Care of New account creation, Billing, plan changes and maintenance
- Handling billing related queries
- Preparing accounts receivable reports and generating invoices.
- Deliverables:
- Accounts Receivables:
Recruiting Assistant
Zilogic Systems
2019 - 2020
- Facilitated candidate sourcing through job boards and social media platforms.
- Coordinated interview scheduling and communication between candidates and hiring managers.
- Communicated with applicants across various stages of hiring process.
- Conducted initial phone screenings to evaluate candidate qualifications and fit for roles.
- Pre-screened applicants and scheduled interviews with appropriate team members if needed.
Education
MBA - Finance
Malla Reddy College of Engineering & Technology
01.2010
B.Com - Computers
St. Francis College for Women
Begumpet01.2008
Skills
- Well versed with MS Word, Excel, PowerPoint, Mortgage Applications & Internet application
Certification
- Project: (June -2010): Undertook a Project on “Commodity Trading” in India Info line Limited, Hyderabad
- Description: The project is aimed at conducting a study on gold in share market .
- Paper Presentations: (2009-2010)
- “Entrepreneurship and Decision Making” @ Bhaswara 2009, National Level Paper Presentation Congress
- “Challenges and Opportunities of Insurance Sector during Economic Crisis” @ Tech Pragna 2009 National Level Paper Presentation Congress.
Accomplishments
- Got four times Best Performance Awards for consistent performer, helping team during close, boundary less behavior and customer centricity.
Trainings Attended:
- Attended Learn to Lean Training.
- Excel Training, Business etiquette training.
ACADEMIC EXCELLENCE:
- Was felicitated for being the Class 2nd topper in Intermediate
- Was JNTU University Rank Holder in MBA(1st Year) 3rd Rank.
Timeline
Senior Financial Analyst
Adaptavant Technology Solutions
04.2015 - 2016
Financial Analyst
Wells Fargo India Solutions Pvt Ltd
10.2010 - 11.2013
MBA - Finance
Malla Reddy College of Engineering & Technology
B.Com - Computers
St. Francis College for Women
Recruiting Assistant
Zilogic Systems
2019 - 2020