Strong background in customer interactions and servicing solutions. My background is extensive in Loss Mitigation for the last 16 years, with focuses on Loan Modifications and Short Sales.
Inbound/Outbound call center. Gathered supporting and required documentation to create possible homeowner options for retaining their property such as: Loan modification packages, repayment plans, or forbearance options all within compliance timeframes for the investor, CFPB and state and federal guidelines. Worked with homeowners that did not qualify for previous assistance options with Short Sale reviews or sale options or Reinstatement options to avoid foreclosure. Ensured documents are complete and accurate before submitting to underwriting for decision. Spoke with Realtors, Homeowners, Title Companies, and Underwriters during this process. Maintained regular communication through phone, email, and written correspondence. Monitored progress so that deadlines were met. Completed daily task within company timelines. Also completed any other duties as assigned.
Default Management
Collections experience
Negotiation expertise
Coordinating records
Bankruptcy knowledge
Debt Restructuring
Foreclosure Prevention
Loan Modification
Portfolio Management
Data Interpretation
Underwriting processes
Mortgage servicing understanding
Underwriting understanding
Mortgage processes knowledge
Submitting files
Teamwork and Collaboration
Customer Service
Attention to Detail
Leadership skills
Adaptability and Flexibility
Document Review
Document analysis
Professionalism