Edgar Romero
Glocester,Rhode Island
Summary
Seasoned FP&A manager with over a decade of corporate experience. Expertise in budgeting, financial forecasting, risk analysis, regulatory compliance and developing long-term strategies to sustain business goals. Committed to delivering impactful results through collaborative leadership and cross-functional team engagement.
Overview
10
10
years of professional experience
Work History
FP&A Manager - Enterprise Experience Office
Citizens Bank
Johnston, RI
09.2023 - Current
- Lead the annual ED&A and Marketing planning processes, including the preparation of the budget and strategic plan. Develop and track key analytics to assess and communicate business performance.
- Prepare monthly financial reports highlighting key drivers impacting the forecast, budget, and strategic plan. Develop a monthly forecast that reflects the anticipated direct expenses, including the management of staffing and vendors.
- Partner with various stakeholders to improve critical financial processes, including financial tools and reporting. Introduced monthly performance metrics to track KPIs.
- Finalize the monthly financial close process for ED&A and Marketing. Review financial results to determine necessary accruals or adjustments needed to ensure accuracy and compliance with accounting standards.
- Developed the cost allocation model for various business lines across EXO, ED&A, and Marketing.
- Conduct risk management assessments to identify potential savings and revenue growth opportunities while minimizing risks. Responsible for communicating findings to leadership and business line management.
- Developed strategies for optimizing working capital management. Advise executive leadership on capital allocation decisions based on market conditions and opportunities.
Finance Manager - Trade & Rebates
CVS Health
Cumberland, RI
09.2021 - 09.2023
- Oversee a client portfolio comprised of non-standard guarantees, reinvested rebates, and various pricing arrangements. Prepared monthly financial reports for internal and external stakeholders to highlight KPIs and areas of improvement.
- Analyze and compare claims and rebates guarantees against the budget and forecast revisions. Presented quarterly results to leadership through PowerPoint presentations and Tableau dashboards.
- Responsible for setting automation frameworks, tools, and technology to streamline and enhance workflow. The team developed and improved processes to decrease turnaround times by 40%.
- Audit claims and rebates data to confirm accuracy according to contracts and existing agreements. Followed underwriting guidelines to develop performance reports and conduct internal reviews.
- Collaborate with Product and Underwriting managers to review projections relating to financial guarantees. The teams introduced an internal review cadence and a standardized report to track reinvested rebates.
- Leverage large datasets and financial systems such as SAP, Salesforce, and Teradata. Developed SQL queries to export claims and rebates data summarized by client, line of business, and carrier IDs.
FP&A Advisor - Cost Management
CVS Health
Cumberland, RI
08.2019 - 09.2021
- Led the automation and reporting of the saving initiatives portfolio. Analyzed the impact of OPEX/CAPEX expenses and conducted monthly R&O presentations to advise leadership on strategical decisions.
- Executed risk management projects to determine deficiencies and appropriate corrective actions (R&O, IRR, & ROI analyses). The team achieved a 10% reduction to operating risks.
- Supported the continued development of the budget, forecast, and financial close processes. Prepared yearly budget submissions and quarterly forecast revisions to assess performance.
- Analyzed project scope, procedures, time frame, and possible complications to determine efficient use of resources. The team automated more than 20% of cost management processes.
Senior Analyst - Bank Accounting
CVS Health
Cumberland, RI
11.2014 - 08.2019
- Lead a team responsible for conducting bank reconciliations detailing deposits and cash transfers to various banks.
- Prepared and analyzed financial reports for the Credit Card, Settlement, and Treasury departments.
- Maintained bank databases and applications to keep track of company accounts, stores, and financial information.
- Supported the onboarding of new employees by hosting training sessions, creating SOPs, and documenting processes.
Education
MBA - Finance
Southern New Hampshire University
Manchester, NH07.2023
Bachelor of Science - Accounting
University of Rhode Island
Kingston, RI05.2013
Skills
- Excel for Business Certification
- Management & leadership experience
- Ability to work in a fast-paced environment
- Exceptional verbal & written communication
- Data analytics (SQL, Tableau, SAS, & Teradata)
- Proficient in Microsoft Excel, Access, & PowerPoint
- Bilingual in English & Spanish
- SAP, Salesforce, ReconNET, & PeopleSoft expertise
Timeline
FP&A Manager - Enterprise Experience Office
Citizens Bank
09.2023 - Current
Finance Manager - Trade & Rebates
CVS Health
09.2021 - 09.2023
FP&A Advisor - Cost Management
CVS Health
08.2019 - 09.2021
Senior Analyst - Bank Accounting
CVS Health
11.2014 - 08.2019
MBA - Finance
Southern New Hampshire University
Bachelor of Science - Accounting
University of Rhode Island
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