EDWARD JOSEPH (EJ) WARD
Marmora,NJ
Summary
Performance-driven professional with 20 years experience in sales, marketing, and management. Demonstrates a strong ability to maintain productive relationships with all levels of professionals. Possesses unparalleled communication and networking skills. A thorough, detailed-oriented individual with a great ability to multitask, and who thrives in high volume, fast-paced work environments.
Overview
20
20
years of professional experience
Work History
Loan Officer
Waterstone Mortgage
08.2022 - Current
- Guide clients through each step of loan application, approval and closing processes
- Interview applicants to assess loan requirements before suggesting offers
- Collaborate with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships
Loan Officer
Embrace Home Loans
11.2012 - 08.2022
- Successful in originating mortgage loan applications from referral sources and company generated leads to fund an average of more than one million dollars in volume per month since hire with 2021 year's totals in excess of 19 million dollars
- Awarded Member of Embrace's President Club based on high performance
- Consistently ranked in top 30% of sales team since hire
Co-Owner
Healing Point
01.2010 - 10.2012
- In charge of marketing an independent healthcare provider with an alternative approach to medicine through acupuncture, massage, Chinese herbs and nutrition
- Supported business startup by aiding in business development efforts, establishing clinic processes and playing a key role in solidifying target gross income
Asset Manager/ Team Lead
24 Asset Management
08.2010 - 01.2011
- Responsible for growing a new REO account from 400k dollars to 2.8 million dollars a month in less than 6 months time
- Led weekly team meetings with clients and team members in order to cover sales progress, conduct REO training, and ensure deadlines and sales goals are met
- Created new policies and procedures for a portfolio of 300 assets including new property preservation guidelines, a sale price matrix, and an offer negotiation matrix
Senior Asset Manager
National Default Servicing LLC
05.2008 - 08.2010
- Successfully supervised and led a sales team of 100 national licensed real estate agents for the purpose of managing and liquidating foreclosed properties in order to meet sales targets of 5-10 million dollars per month
- Exceeded client and company turn rate on a monthly basis and increased closing sales from 2.5 million dollars to 8.5 million dollars
- Only employee to achieve the company's “Rolling Thunder” incentive 7 months in a row in 2008-2009
- Played a vital role in cutting aged assets in half upon joining account and maintained a low average throughout tenure
Loan Officer
Solomon Financial Inc
04.2004 - 05.2008
- Expedited sales and closings by effectively networking with key players, including account executives, underwriters, appraisers and title companies
- Actively solicited mortgage loans through self-promotion, cold calling, and development of marketing strategies and exceeded mortgage production goals
Education
Bachelor of Science - Business Administration, Accounting
WIDENER UNIVERSITY
Chester, PA05.2002
Skills
- Client Relations
- Portfolio Management
- Decision Making
- REO Marketing
- Title Review
- Asset Management
- Closing Coordination
- Appraisal Review
- Property Management
Timeline
Loan Officer
Waterstone Mortgage
08.2022 - Current
Loan Officer
Embrace Home Loans
11.2012 - 08.2022
Asset Manager/ Team Lead
24 Asset Management
08.2010 - 01.2011
Co-Owner
Healing Point
01.2010 - 10.2012
Senior Asset Manager
National Default Servicing LLC
05.2008 - 08.2010
Loan Officer
Solomon Financial Inc
04.2004 - 05.2008
Bachelor of Science - Business Administration, Accounting
WIDENER UNIVERSITY
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