Summary
Work History
Education
Skills
Certification
Languages
Websites
Timeline
Generic

Effat Naaz

Rochester,New York

Summary

Detail-oriented Staff Accountant and CPA Candidate with a Master’s in Accounting & Analytics and hands-on experience in general ledger accounting, account reconciliations, journal entries, and audit support. Proven ability to analyze financial data, ensure GAAP compliance, and support month-end close processes. Experienced in maintaining accurate financial records, resolving discrepancies, and collaborating across teams.

Work History

Tax Associate

H&r Block
Rochester, NY
11.2025 - Current
  • Prepared and filed individual federal and state tax returns while ensuring compliance with IRS regulations.
  • Reviewed client financial documents such as W-2s, 1099s, and prior tax returns to verify accuracy and completeness.
  • Analyzed financial information to identify eligible deductions and tax credits and resolve discrepancies.
  • Maintained organized client records and documentation and communicated with clients to collect required tax information.

Credit Manager

ICICI Bank
India
05.2022 - 10.2023
  • Performed account reconciliations and verified financial records to ensure accuracy and compliance
  • Monitored account balances, financial exposure, and aging reports to support financial oversight
  • Collaborated with cross-functional teams to improve reporting accuracy and resolve discrepancies
  • Evaluated customer creditworthiness using financial analysis tools and credit scoring systems.
  • Managed credit risk assessments to determine loan eligibility and limits.
  • Worked closely with operations and finance teams to improve financial reporting accuracy.

Associate Intern(Accounting)

Zahid Imran & Co
India
01.2021 - 06.2021
  • Assisted with general ledger review and account reconciliations
  • Supported preparation of financial statements and audit schedules
  • Identified discrepancies in financial data and assisted in corrections
  • Contributed to audit documentation and compliance processes
  • Gained exposure to GAAP-based financial reporting

Education

Master of Science - Accounting And Analytics

Rochester Institute of Technology
Rochester, NY
05-2025

Bachelor of Commerce - Accounting And Finance

Hemchand Yadav Vishwavidyalaya
Durg, India
05-2020

Skills

  • General Ledger Accounting
  • Account Reconciliations
  • Month-End Close
  • Journal Entries
  • Financial Analysis & Reporting
  • GAAP Compliance
  • Audit Support & Documentation
  • Fixed Assets (Foundational Knowledge)
  • Budgeting & Forecasting
  • Tax & Compliance
  • Gosystem
  • Banking & Cash Handling Support
  • Microsoft Excel & Office Suite
  • Power BI & Data Analysis

Certification

  • CPA Candidate (Eligible to sit for CPA Exam)
  • CMA – Cost & Management Accountant
  • AICPA Tax Staff Essentials Program
  • Post Graduate Certificate in International Accounting & Analytics

Languages

English
Full Professional

Websites

Timeline

Tax Associate

H&r Block
11.2025 - Current

Credit Manager

ICICI Bank
05.2022 - 10.2023

Associate Intern(Accounting)

Zahid Imran & Co
01.2021 - 06.2021

Master of Science - Accounting And Analytics

Rochester Institute of Technology

Bachelor of Commerce - Accounting And Finance

Hemchand Yadav Vishwavidyalaya

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Effat Naaz