Elise Watkins
Mansfield,OH
Summary
Accomplished Credit Analyst with a proven track record at Mechanics Bank, adept in risk assessment and financial statement analysis. Leveraged strong verbal and written communication skills to enhance decision-making processes and creditworthiness evaluations. Achieved significant improvements in loan service efficiency and customer satisfaction, underscoring a commitment to results and strategic risk management.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Credit Analyst - Assistant Secretary Treasure
Mechanics Bank
09.2020 - Current
- Conducted industry research to understand economic conditions impacting borrower ability to repay loans.
- Assessed credit risk and analyzed financial statements.
- Made decisions and recommendations about extending lines of credit.
- Prepared reports of borrower's creditworthiness.
Loan Service Representative
Mechanics Bank
04.2020 - 09.2020
- Provided exceptional customer service through clear explanations of various loan products and services available.
- Evaluated loan requests and documents to verify accuracy and completeness.
National Accounts Sales Coordinator
Crown Equipment
06.2019 - 04.2020
- Streamlined sales processes for improved efficiency and customer satisfaction.
- Maintained accurate records of all sales activities, including contracts, proposals, quotes, follow-ups, and customer communications.
Credit Analyst
Mechanics Bank
05.2018 - 06.2019
- Assessed credit risk and analyzed financial statements.
- Attended credit-related training and conferences.
Education
Bachelor of Science - Business Administration
Marian University
Indianapolis, IN05.2018
Skills
- Financial statement analysis
- Verbal and written communication
- Credit assessment
- Microsoft Office
Certification
OBL - Certified Credit Analyst
Timeline
Credit Analyst - Assistant Secretary Treasure
Mechanics Bank
09.2020 - Current
Loan Service Representative
Mechanics Bank
04.2020 - 09.2020
National Accounts Sales Coordinator
Crown Equipment
06.2019 - 04.2020
Credit Analyst
Mechanics Bank
05.2018 - 06.2019
Bachelor of Science - Business Administration
Marian University
OBL - Certified Credit Analyst
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