Maintained confidentiality of bank records and client information to prevent mishandling of data and potential breaches.
Implemented a system for tracking and monitoring sales activities, enabling data-driven decisions on branch performance and growth areas.
Improved cash management procedures, ensuring accurate cash handling practices across all transactions within the branch.
Collaborated with senior management to develop strategies for increasing market share and overall profitability.
Promoted a culture of innovation by encouraging staff to share ideas and solutions that improved overall branch operations and customer service levels.
Conducted regular audits of branch operations to maintain compliance with internal policies and external regulations.
Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
Optimized staff productivity through effective scheduling, task delegation, and performance monitoring.
BSA Analyst
Jonesburg State Bank
01.2024 - Current
Assisted in audits and examinations, demonstrating strong adherence to BSA/AML requirements.
Investigated activities of institutions to enforce laws and regulations, assessing legality of transactions and operations or financial solvency.
Built and established strong professional relationships with clients and financial institutions.
Monitored financial transactions and immediately reported suspicious activity to authorities.
Developed and delivered compliance training to team members and bank staff.
Performed yearly reviews of bank policies and procedures to evaluate compliance with regulatory requirements and standards.
Created, reviewed and analyzed customer transaction reports for purposes of satisfying Bank Secrecy and Anti-Money Laundering regulatory requirements.
Conducted investigations and enhanced due diligence reviews of various customer types and industries.
Facilitated communication between departments for efficient information sharing related to BSA/AML matters.
Supported management during regulatory exams by providing requested documents as evidence of sound compliance practices.
Contributed to the development and updating of BSA/AML policies and procedures, ensuring alignment with evolving regulatory requirements.
Assisted with compliance exams by gathering files, records and other pertinent information for review by compliance examiners.
Trained junior analysts, ensuring a well-informed team proficient in BSA/AML regulations.
Reviewed and filed currency transaction reports submitted by branches within required regulatory-imposed timeframes.
IRA Specialist
Jonesburg State Bank
01.2016 - Current
Managed high volumes of accounts, ensuring timely processing of contributions, distributions, and rollovers.
Developed and maintained strong relationships with clients through excellent communication and personalized service.
Expertly navigated complex tax regulations to ensure compliance in all IRA transactions.
Educated clients on the benefits of various IRA types, assisting them in making informed decisions about their retirement savings options.
Enhanced client satisfaction by providing efficient and accurate IRA services.
Played an integral role in annual audits by gathering necessary documentation and responding promptly to requests.
Streamlined IRA account management processes for improved efficiency and reduced errors.
Bank Teller Supervisor
Jonesburg State Bank
01.2016 - 01.2024
Enhanced branch operations through effective management of daily bank teller activities and workflow prioritization.
Built trusting relationships with customers through attentive listening skills, insightful problem-solving abilities, and empathetic service approach.
Counted cash drawers and made bank deposits.
Ensured high-quality customer service by regularly evaluating employee performance and providing constructive feedback for improvement.
Streamlined communication between departments by organizing regular meetings to discuss operational updates and challenges.
Facilitated smooth transitions during periods of staffing changes by overseeing thorough training for new hires and temporary staff members.
Promoted cross-selling efforts by educating staff on bank products and services, resulting in increased sales.
Managed risk effectively by monitoring teller activities, ensuring compliance with banking regulations and policies.
Improved customer satisfaction by efficiently managing teller transactions and addressing customer inquiries.
Maintained a secure work environment by enforcing safety protocols and conducting regular audits of vaults, cash drawers, and security systems.
Examined tellers' reports of daily transactions for accuracy.
Promoted bank's products and services by consistently cross-selling to customers.
Bank Teller
Jonesburg State Bank
08.2008 - 01.2016
Learned about customer's financial needs, established trust, and optimized sales opportunities resulting in quality customer service.
Managed high-volume transactions during peak hours while maintaining attention to detail, ensuring seamless customer experience.
Balanced cash drawers accurately at the end of each shift, minimizing discrepancies in financial records.
Provided exceptional customer service, resulting in increased client retention and loyalty.
Disbursed cash and checks accurately while maintaining security of cash drawers.
Supported branch management in achieving operational excellence through adherence to regulatory guidelines and internal procedures.
Established trust with clients by maintaining confidentiality and protecting sensitive financial information.
Counted, verified and handled bank deposits and armored car transactions.
Loan Administrator I / Records Administrator II at CHOICEOne Bank / The State BankLoan Administrator I / Records Administrator II at CHOICEOne Bank / The State Bank