Elsa Ybarra
San Antonio,TX
Summary
Highly accomplished finance, accounts, and banking professional with over 20 years of progressive experience in the finance and accounting sector. Demonstrates exemplary interpersonal, leadership, and communication skills, consistently delivering exceptional results throughout the career. Collaborative team player excelling in building strong relationships and fostering effective cross-functional partnerships. Proven track record of success, dedicated to driving financial growth and optimizing operational efficiency.
Overview
27
27
years of professional experience
Work History
Senior Accounts Receivable Accountant - Contractor
Capital Group Thru Mathys Potestio Agency
San Antonio, Texas
09.2024 - 02.2025
- Responsible for managing and overseeing all aspects of the accounts receivable process, ensuring accuracy and efficiency
- I worked independently on routine tasks and collaborated with senior staff on complex projects
- Created accurate invoices and billing schedules
- Uploaded and processed billing and payment files into the corporate financial systems
Treasury Operations Analyst II & III, Sr. Financial/Accounting Associate, Financial/Accounting Associate I, Financial/Accounting Associate II
USAA
San Antonio, USA
02.2000 - 07.2023
- Reconciles enterprise cash accounts mitigating material risk in USAA financials
- Manages complex portfolios for USAA Bank Deposits, Real Estate, Credit Cards, and Lending portfolios
- Performs account analysis and partners with internal and external affiliates driving resolutions for outstanding financial transactions
- Leadership delegate for subject matter expertise, facilitator, trainer and mentor with the highest peer equity
- Provides insight to management on key issues and where to laser focus on critical needs
- Drives day-to-day monitoring and maintaining team deadlines and deliverables to drive establishment of best practices
- Teaches and shares knowledge of high complex work and escalated problem resolution
- Models effective time management and handles advanced escalations
- Cultivates a culture of compliance and ethical financial responsibility
- Remains cognizant of financial losses and anticipates negative member and employee experiences
- Maintain high awareness of regulatory, business risks and issues staying up to date with governance and industry changes
- Collaborates with business and project teams to enhance processes aimed to reduce manual work
- Acquires and applies domain knowledge while driving cross-functional partnership
- Demonstrates seamless adaptability supporting business initiatives, new products, and daily workload
- Influences and recommends resolution to less experienced analysts and affiliates
- Applies critical thinking and analysis when making decisions
- Performs ongoing supervision and monitoring of peer portfolios
- Anticipates and identifies opportunities for team gaps and recommends effective solutions for efficiency and control
- Provides guidance and educates junior staff in organization, best practices, and strategies to effectively plan, develop, and communicate change
- Proactive in gaining new skills of knowledge and self-development to aid in company’s compliant mission
- Adaptive to all areas of public accounting and corporate finance
Financial Analyst I
Bank of America
San Antonio, USA
06.1998 - 02.2000
- Prepared financial and statistical reports for operation and capital budgeting for entire division
- Ensured quality of data and assisting bank clients with financial and financial system issues
- Prepared monthly, quarterly, and annual financial reports used for management reporting purposes such as posting income, foreign rates, ATM's terminal and usage
- Performed analysis on financial data, comparing and explaining variances for historical data and budgeted data
- Participated in special projects using knowledge of business products and services
- Provided excellent customer service through various communication channels and correspondence
Education
BBA - Finance
St. Mary's University
San Antonio, Texas05.1989
Associate of Arts - Arts
San Antonio College
San Antonio, TX05.1985
Skills
- Fraud Detection and Prevention
- Financial Data Analysis
- Effective Communication
- Efficiency Optimization
- Data Analysis Skills
- Analytical Problem Solving
- Ledger Account Reconciliation
- Transaction Processing
- Financial Account Reconciliation
- Excel Proficiency
- Oracle Database Management
- SAP System Knowledge
- Knowledge of GAAP Frameworks
- Independent Learner
- Balancing Multiple Priorities
- Timely Task Coordination
- ERP system expertise
- Bank reconciliation
- Journal entries
Additional Information
Received severance package took year off to enjoy with family, 07/01/23, 08/31/24
Languages
Spanish
Professional Working
Timeline
Senior Accounts Receivable Accountant - Contractor
Capital Group Thru Mathys Potestio Agency
09.2024 - 02.2025
Treasury Operations Analyst II & III, Sr. Financial/Accounting Associate, Financial/Accounting Associate I, Financial/Accounting Associate II
USAA
02.2000 - 07.2023
Financial Analyst I
Bank of America
06.1998 - 02.2000
BBA - Finance
St. Mary's University
Associate of Arts - Arts
San Antonio College