Summary
Overview
Work History
Education
Skills
References
Timeline
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Elvia Aldrete

Sheridan,CA

Summary

Customer-focused Loan Officer Assistant with 15 years of experience supporting consumer mortgage loans, including conventional, adjustable-rate, FHA and VA. Key resource to management with exceptional knowledge of mortgage laws and regulations. Dedicated to balancing traditional methods with innovative advances for maximum customer and agency benefit. Successfully manages high volumes of loan documentation in fast-paced environments with demanding productivity, funding and customer satisfaction targets. Familiar with verifying tax, credit, employment, loan, personal and residential histories. Comfortable working alone or with team members to accomplish tasks and enhance processes. Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. Hardworking employee with customer service, multitasking and time management abilities. Devoted to giving every customer a positive and memorable experience.

Overview

4
4
years of professional experience

Work History

Loan Officer Assistant

Xpert Home Lending
Rocklin, CA
01/08/20 - Current
  • Assisted loan officers with the preparation of loan documents and closing packages.
  • Conducted credit checks, verified income and employment information, and obtained other required documentation from applicants.
  • Maintained customer files in an organized manner to ensure accurate tracking of loans.
  • Input data into loan origination system accurately and timely.
  • Monitored loan applications for completeness and accuracy prior to submission to underwriting department.
  • Answered questions regarding loan status and process from customers, real estate agents, title companies.
  • Reviewed contracts for purchase transactions to ensure compliance with lender requirements.
  • Processed requests for payoff statements from borrowers or third parties.
  • Analyzed financial information provided by applicants in order to determine eligibility for specific types of loans.
  • Performed administrative tasks such as creating status reports on loans in progress, photocopying loan documents, printing daily mortgage rate sheets and answering phones.
  • Analyzed loan files and reviewed client income, assets and credit to verify compliance to specific underwriting criteria and input new loans into designated software.

Loa Officer Assistant

Premier Mortgage Resources
Roseville, CA
09.2022 - 01.2024

Loa Officer Assistant

Fairway Independent Mortgage
Roseville , CA
01.2020 - 09.2022

Education

GED -

Lincoln High School
Lincoln, CA 95648
06-1995

Skills

  • Documentation Review
  • Loan Processing
  • Document Verification
  • Credit Analysis
  • File Management
  • Schedule Management
  • Credit Verification
  • Customer Account Review
  • Employment Verification
  • Personal Data Collection
  • Calculations Review
  • Data Collection
  • Loan Application Preparation
  • Data Entry
  • Professional Demeanor
  • Application Review
  • Customer Communication

References

References available upon request.

Timeline

Loa Officer Assistant

Premier Mortgage Resources
09.2022 - 01.2024

Loa Officer Assistant

Fairway Independent Mortgage
01.2020 - 09.2022

Loan Officer Assistant

Xpert Home Lending
01/08/20 - Current

GED -

Lincoln High School
Elvia Aldrete