Emily Curro
Sussex,WI
Summary
Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures.
Overview
5
5
years of professional experience
Work History
Credit Analyst
North Shore Bank
06.2021 - Current
- Assessed credit risk and analyzed financial statements.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Reviewed and decisioned on average 25-30 loan applications daily
- Underwrote loan applications for recreational vehicles, boats, powersports, auto and Home Equity Lines of Credit.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Reduced delinquency rates with proactive monitoring of clients'' credit performance and timely communication.
- Made decisions and recommendations about extending lines of credit.
Underwriting Support Specialist
North Shore Bank
08.2020 - 06.2021
- Ensured timely completion of underwriting tasks by effectively managing workload and meeting strict deadlines.
- Reduced processing time for applications by optimizing workflow and prioritizing tasks effectively.
- Organized relevant documentation for efficient access by underwriting team during decision-making processes.
- Examined credit reports, financial statements and tax returns to determine repayment capability.
Corporate Trainee
Quad
07.2019 - 06.2020
- Rotated through multiple administrative departments to acquire a well-rounded understanding of the business
- Provided flexibility based on business needs within the company
- Maintained constant and timely client contact to ensure their satisfaction
- Balanced different workloads between multiple customers
- Assisted with creating the Corporate Trainee Newsletter.
Education
Bachelor of Science - Psychology
University of Wisconsin-Whitewater
Whitewater01.2018
Skills
- Credit risk
- Credit analysis
- Risk Assessment
- Loan Documentation
- Financial statement review
- Proficient in Decision Pro
- Information Verification
- Loan Evaluation
Timeline
Credit Analyst
North Shore Bank
06.2021 - Current
Underwriting Support Specialist
North Shore Bank
08.2020 - 06.2021
Corporate Trainee
Quad
07.2019 - 06.2020
Bachelor of Science - Psychology
University of Wisconsin-Whitewater
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