Emma Torres
Spokane,WA
Summary
Team-oriented individual highly skilled in credit analysis, financial statement analysis, risk assessment, and customer service with strong verbal and written communication skills. Pursuing a similar position where a well-qualified individual with a passion for banking is sought.
Overview
7
7
years of professional experience
Work History
Commercial Credit Analyst
Washington Trust Bank
06.2022 - Current
- Assessed credit risk and analyzed financial statements.
- Gathered loan documentation for underwriting.
- Created recommendations about extending lines of credit and loans
- Maintained compliance with applicable regulations and laws governing commercial and consumer credit.
Credit Analyst Intern
Washington Trust Bank
06.2021 - 06.2022
- Organized and maintained data assisting in internal controls and government regulations.
- Improved understanding of financial statements, which helped in assessing risk.
- Assessed credit risk and analyzed financial statements.
Golf Pro Shop Manager
Esmeralda Golf Course
06.2016 - 08.2020
- Trained and managed new employees on proper protocols and customer service standards.
- Directed and coached the junior golf program Including scheduling events and on the course mentoring.
- Managed the POS and tee sheet by efficiently guiding customers through the checking process while maintaining high levels of customer service.
Education
Bachelor of Arts - Accounting
Eastern Washington University
Cheney, WA12.2022
Associate of Arts - Business
Spokane Falls Community College
Spokane, WA06.2020
Skills
- Customer Interaction
- Complex Problem-Solving
- Underwriting Guidelines
- Client Support
- Critical Thinking
- Data Analysis
- Financial Statements Expertise
- Verbal and Written Communication
- Credit Risk Analysis
Timeline
Commercial Credit Analyst
Washington Trust Bank
06.2022 - Current
Credit Analyst Intern
Washington Trust Bank
06.2021 - 06.2022
Golf Pro Shop Manager
Esmeralda Golf Course
06.2016 - 08.2020
Bachelor of Arts - Accounting
Eastern Washington University
Associate of Arts - Business
Spokane Falls Community College
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