ENAM WOKA
Summary
Detail-oriented AML and Financial Crime Compliance professional with over 5 years in regulated financial institutions. Expertise in client onboarding, sanctions risk assessment, and high-risk client monitoring. Skilled in advising on AML and sanctions within multi-jurisdictional frameworks, with a focus on structured risk analysis and stakeholder engagement.
Overview
7
7
years of professional experience
1
1
Certification
Work History
AML and Compliance Analyst
LUMINA
10.2023 - Current
- Perform structured AML and sanctions risk assessments on new clients and complex matters, identifying high-risk factors including PEP exposure, layered beneficial ownership, high-risk jurisdictions and adverse media; escalated 20% of cases for MLRO review with documented risk rationales.
- Conduct end-to-end Client Due Diligence (CDD) and Enhanced Due Diligence (EDD) on corporate and individual clients across UK, US and offshore jurisdictions.
- Conduct sanctions and adverse media screening using World-Check, Dow Jones, LexisNexis and internal systems, independently analyzing potential matches and documenting defensible decision outcomes, reducing false positive escalation rates by 5%.
- Monitor updates from OFAC, OFSI, EU and UN sanctions regimes, assessing impact on existing client portfolios and coordinating risk reassessments where regulatory changes affected active matters.
- Maintained and quality-reviewed client data within Intapp Open, ensuring accuracy of beneficial ownership structures and risk ratings for compliance with regulatory standards.
- Managed ongoing monitoring and periodic reviews of high-risk clients, updating risk ratings and recommending enhanced monitoring or control enhancements.
- Supported cross-border matter openings by advising fee earners and compliance teams on jurisdiction-specific AML and sanctions requirements, facilitating compliance with international regulations.
- Contributed to AML and sanctions policy updates through regulatory research and drafting amendments, aligning policies with applicable regulatory and sanctions frameworks.
- Partner with Global AML and Sanctions leadership on remediation projects, audit responses and ad hoc regulatory inquiries, producing structured research summaries and risk analysis reports for senior management.
Compliance & Operations HR Business Partner
DANONE
09.2019 - 10.2023
- Assisted in regulatory monitoring and compliance reporting processes aligned with operational risk management to ensure adherence.
- Coordinated cross-functional remediation projects improving regulatory response timelines by 15%.
- Delivered compliance training improving policy adherence by 30%.
- Drafted governance documentation to reinforce compliance controls and maintain audit readiness.
- Supported governance, documentation, and separation of responsibilities across AML teams to enhance accountability.
- Promoted well-known brands in the UK, including Activia, Volvic, and Evian.
Education
LLB - Law
University of Kent
Blockchain and Cryptocurrencies -
University of Nicosia
Financial Markets -
Yale University
Skills
- AML & Sanctions Risk Assessment
- Sanctions screening
- Compliance regulations
- Client diligence
- High-Risk Client Monitoring
- Regulatory research
- Cross-Border Risk Advisory
- Matter management systems
- Microsoft Office (Advanced Excel, Word, PowerPoint, Outlook)
- Analytical skills
- Problem solving
- Organized and methodical approach
- Meets tight deadlines
- Self-initiative
- Communication skills
Certification
- Certified Anti-Money Laundering Specialist (ACAMS), In Progress
- International Compliance Association (ICA), Associate Member
Timeline
AML and Compliance Analyst
LUMINA
10.2023 - Current
Compliance & Operations HR Business Partner
DANONE
09.2019 - 10.2023
LLB - Law
University of Kent
Blockchain and Cryptocurrencies -
University of Nicosia
Financial Markets -
Yale University