Summary
Overview
Work History
Education
Skills
Timeline
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Eric Campbell

Taylor,United States

Summary

Accomplished Senior Mortgage Underwriter and loan coordinator with a proven track record at United Wholesale Mortgage, specializing in loan evaluations and fostering B2B consumer relations. Expert in application analysis and customer interaction, successfully underwrote over $250 million in loans. Skilled in CRM systems like Salesforce, ensuring top-notch client service and operational efficiency.

Overview

11
11
years of professional experience

Work History

Senior Loan Coordinator

United Wholesale Mortgage
04.2023 - Current
  • Coordinated training seminars for junior staff, improving overall knowledge and skill sets within the department.
  • Consistently surpassed quarterly performance targets for loan closings, contributing to the overall success of the department.
  • Collaborated closely with underwriting teams to expedite the approval process while maintaining strict quality control measures.
  • Provided mentorship and guidance to new team members, fostering a supportive work environment focused on growth and development.
  • Ensured compliance with industry regulations through diligent monitoring of documentation and processes.

Senior Mortgage Underwriter

United Wholesale Mortgage
02.2022 - 04.2023
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
  • Verified integrity of applicants' information to minimize fraud.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
  • Worked with processing team members to communicate errors and obtain missing information for current applications.
  • Direct relations with brokers across US.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.

Underwriter

United Wholesale Mortgage
04.2019 - 02.2020
  • Supported review and acceptance or denial of new or renewal business.
  • Determined and documented loan conditions and communicated requirements and decisions.
  • Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
  • Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
  • Followed through with borrowers, loan processors, loan originators and managed all phases of underwriting process.

Account Executive

United Wholesale Mortgage
10.2016 - 04.2019
  • Built and strengthened relationships with new and existing accounts to drive revenue growth.
  • Prospected new clientele through networking, cold calling, canvassing and referrals. Advised and aided in marketing, business consumer sales, product knowledge with broker partners.
  • Drove new business development through qualifying leads, building relationships and executing strategic sales.
  • Strengthened customer relationships with proactive and collaborative approach to managing needs. Established purchase first database ensuring expansion and growth in production.
  • Negotiated sales deals between customers and agency, resulting in mutually beneficial agreements and cultivated relationships.

Mortgage Banker

Quicken Loans
08.2013 - 10.2016
  • Evaluated client financial positions and identified most appropriate banking products.
  • Located and pre-qualified customers for mortgages.
  • Produced and executed loan packages.
  • Specializing in purchase origination.
  • Networked with realtors and current clients to generate referrals.
  • Federally Licensed in 15 states across US.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.

Education

Associate of Applied Science - Business Communications

Saginaw Valley State University
Bay City, MI
05.2012

High School Diploma -

Cody Highschool
Detroit, MI
06.2010

Skills

  • Customer Proposals
  • Customer Accounts Management
  • Appraisal Reviews
  • Loan Evaluations
  • Experience in B2B consumer relations and Sales
  • Customer Interaction
  • Key Performance Indicators (KPI)
  • Application Analysis
  • Proficient in Microsoft, Excel and Power point
  • Specialized in communication based Platforms including GoToMeetings and Zoom
  • Experience in CRM's such as Salesforce, Oracle and others
  • Applicant Counseling

Timeline

Senior Loan Coordinator

United Wholesale Mortgage
04.2023 - Current

Senior Mortgage Underwriter

United Wholesale Mortgage
02.2022 - 04.2023

Underwriter

United Wholesale Mortgage
04.2019 - 02.2020

Account Executive

United Wholesale Mortgage
10.2016 - 04.2019

Mortgage Banker

Quicken Loans
08.2013 - 10.2016

Associate of Applied Science - Business Communications

Saginaw Valley State University

High School Diploma -

Cody Highschool
Eric Campbell