Eric Anderson
Arvada,CO
Summary
Talented Regional Vice President skilled in relationship development/loyalty, educating Management and Boards on financial literacy and fiduciary responsibilities, providing strategic guidance, and member collaboration. Bringing exceptional history of achievement and drive to continuously improve procedures and processes. Excellent reputation for resolving problems and improving member satisfaction. Reliable employee offering excellent communication, good judgment, and operating with Integrity.
Overview
22
22
years of professional experience
Work History
Regional Vice President
NRUCFC
09.2012 - Current
- Executed key performance initiatives, built key relationships and member loyalty
- Attracted 13 new 100% Borrowers, expanded market share, increased loan volume and revenues
- Shaped solutions and approaches by leveraging trends in territories.
- Expanded brand awareness through relationships, national/statewide and board presentations
- Developed innovative sales and marketing strategies to facilitate business expansion.
- Proficient in educating boards on financial statements and the impacts of their decisions on the future viability of the organization, while meeting their fiduciary responsibilities to be good stewards of member resources, utilizing tools such as BudgetPro, Compass financial forecasting, and Equity Management
- Effective collaboration with key Management, AVP's and Credit Analysts to ensure Members needs and expectations are met.
- Assisted RVP's outside my assigned territory with Board financial literacy training.
Community President/Commercial Lender
Grand Mountain Bank
06.2009 - 09.2012
- Developed lending and deposit business for company.
- Embraced growth and excellence-oriented atmosphere to support bank-wide initiatives.
- Supported complete and accurate loan file documentation.
- Analyzed and underwrote requests for new loans and loan renewals.
- Managed assigned loan portfolio for retention, growth and credit.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Handled customer complaints with relative ease by conducting research, listening carefully and taking appropriate action.
- Monitored pipelines to track and log status of loans.
- Explained very technical financial information to applicants in easy to understand language.
- Proactively identified solutions for customers experiencing credit issues.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
- Assessed aging accounts and initiated collection strategies based on conditions.
Commercial Lender
Millennium Bank
06.2005 - 06.2009
- Supported complete and accurate loan file documentation.
- Managed assigned loan portfolio for retention, growth and credit.
- Embraced growth and excellence-oriented atmosphere to support bank-wide initiatives.
- Analyzed and underwrote requests for new loans and loan renewals.
- Developed lending and deposit business for company.
- Monitored pipelines to track and log status of loans.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
Community President/Commercial Lender
Peoples National Bank
06.2003 - 06.2005
- Named Chief Credit Officer just prior to accepting a position with a bank in the mountains and moving closer to family.
- Member of the Criticized Asset Committee, developing comprehensive workout plans for distressed Borrowers
- Developed lending and deposit business for company.
- Embraced growth and excellence-oriented atmosphere to support bank-wide initiatives.
- Supported complete and accurate loan file documentation.
- Analyzed and underwrote requests for new loans and loan renewals.
Commercial Lender/Senior Credit Analyst
First National Bank
06.2001 - 06.2003
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Made decisions and recommendations about extending loans and lines of credit.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Presented to the Loan Committee on a weekly basis
- Performed credit reviews on corporations to assess financial conditions.
- Contacted customers and requested financial documentation.
- Gathered loan documentation for underwriting.
- Complied with internal controls and government regulations.
- Improved understanding of financial statements, which helped in assessing risk.
- Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment.
Education
Certificate Program - Electric Cooperative Management Program
Robert I. Kabat Management Internship Program/MIP
Madison, WI01.2014
Certificate Program - Banking
Graduate School of Banking
Madison, WI06.2005
Bachelor's of Business Administration/Finance - Finance
University of Cincinnati
Cincinnati, OH06.2001
Associate of Applied Science - Criminalistics And Criminal Science
Lorain County Community College
Elyria, OH01.1998
Skills
- Customer/Member Relations & Loyalty
- Portfolio Management
- Integrity and Transparency
- Leadership and People Development
- Effective Communicator and Public Speaker
- Industry Expertise
- Customer Needs Assessments
- Strategic Networking
- Risk and Mitigation Analysis
- Capital Expenditure Planning
- Sales Growth
- Approachable and Outgoing
Timeline
Regional Vice President
NRUCFC
09.2012 - Current
Community President/Commercial Lender
Grand Mountain Bank
06.2009 - 09.2012
Commercial Lender
Millennium Bank
06.2005 - 06.2009
Community President/Commercial Lender
Peoples National Bank
06.2003 - 06.2005
Commercial Lender/Senior Credit Analyst
First National Bank
06.2001 - 06.2003
Certificate Program - Electric Cooperative Management Program
Robert I. Kabat Management Internship Program/MIP
Certificate Program - Banking
Graduate School of Banking
Bachelor's of Business Administration/Finance - Finance
University of Cincinnati
Associate of Applied Science - Criminalistics And Criminal Science
Lorain County Community College
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