Eric Hellar
Summary
Proven Sr. Underwriter and Sr. Quality Control Underwriter with a background at National Mortgage Insurance, adept in insurance verification and demonstrating exceptional attention to detail. Spearheaded the development of innovative quality control tools, enhancing productivity significantly. Expert in risk assessment, with a track record of ensuring compliance and identifying fraud risks, leveraging both hard and soft skills to drive results.
Overview
11
11
years of professional experience
Work History
Sr. Quality Control Underwriter
National Mortgage Insurance (NMI)
07.2014 - 08.2023
- Participated in regular audits with Fannie and Freddie, ensuring adherence to regulatory requirements and consistency across all loan files.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Reviewed applicant documents such as tax returns, pay stubs, bank statements to verify their authenticity before processing them further.
- Developed new quality control tools that simplified the review process and increased overall productivity. Made suggestions to update QC Procedures manual.
- Monitored industry trends to stay current on best practices for quality control within the mortgage lending space.
- Maintained detailed records of all quality control activities, creating transparency and accountability within the department.
- Evaluated applications to determine insurance coverage and appropriate risk classifications.
Mortgage Underwriter
California Mortgage Advisors
09.2012 - 06.2014
- Approved or denied loans based on established criteria and underwriting guidelines.
- Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
Education
Bachelor of Arts - Urban Planning
Sonoma State University
Rohnert Park, CA05.1992
Skills
- Insurance Verification
- Documentation Review
- Employment Verification
- Loan Underwriting
- Credit analysis
- Collateral analysis
- Risk Assessment
- Attention to Detail
- Appraisal review
Interests
Avid USA Waterpolo fan and supporter, Family, Sports fan, Wake boarding and wake surfing, Golf
Timeline
Sr. Quality Control Underwriter
National Mortgage Insurance (NMI)
07.2014 - 08.2023
Mortgage Underwriter
California Mortgage Advisors
09.2012 - 06.2014
Bachelor of Arts - Urban Planning
Sonoma State University
Similar Profiles
Eric HellarEric Hellar
Sr. Quality Control Underwriter at National Mortgage Insurance (NMI)Sr. Quality Control Underwriter at National Mortgage Insurance (NMI)
Ester RyabchukEster Ryabchuk
Insurance Broker at NMIInsurance Broker at NMI
David WilkinsonDavid Wilkinson
Laborer/Carpenter's Assistant at NMILaborer/Carpenter's Assistant at NMI