Eric Putz
Covington,KY
Summary
Hardworking, Personable and Loyal job seeker looking to move to a sales career after developing a career as a Commercial Underwriter. Through building relationships and strong work history I was able rise throughout my company to one of our most important teams.
Overview
10
10
years of professional experience
Work History
Commercial Underwriter III
First Financial Bank
Cincinnati, OH
11.2022 - 09.2025
- Analyzed various financial statements to accurately assess the creditworthiness and the credit needs of potential and existing clients with revenues exceeding $10 Million and up to $100 Million.
- Collaborated with team members, management, and sales team to develop loan relationships with corporate customers.
- Supported new associates and interns in their career development by providing guidance, training, and mentorship.
Commercial Underwriter II
First Financial Bank
Cincinnati, OH
09.2020 - 11.2022
- Advanced across three lending divisions, encompassing Small Business, Commercial, and SBA Lending.
- Approved SBA and Commercial loans up to $500,000 within personal lending authority.
- Perfomed financial and cash flow analysis on SBA and Conventional loans for relationships up to $2.5 Million.
- Responsible for training and onboarding of new employees including being the primary approver for 3 underwriters while working traditional Underwriting duties.
- Restructured banks Microloan Program as Underwriter representative alongside CRE Team and Business Banking director.
- Educated sales associates through face-to-face meetings on product knowledge, systems training, and deal analysis.
Commercial Underwriter I
First Financial Bank
Cincinnati, OH
05.2018 - 09.2020
- Approved Conventional Small Business Banking Loans with personal lending limits and group exposure limit up to $500,000.
- Worked with SBA, SAD, and ICRE for loans within Small Business Banking lending limits.
- Delivered effective training sessions, combining group presentations with individual instruction, to educate and mentor newly hired associates and sales personnel.
Commerical Underwriter I
MainSource Bank
Columbus, IN
03.2016 - 04.2018
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process for relationships up to $2.5 Million in exposure.
- Approved loans up to Small Business Banking lending limit of $250,000.
- Developed job aids for underwriting systems and loan products that remain in use after the merger with First Financial Bank.
- Contributed strategic insights to limit risk and optimize loan opportunities with the launch of the new Bizflex lending product.
Commercial Underwriter
Cheviot Savings Bank
Cincinnati, OH
05.2015 - 03.2016
- Communicated and collaborated with outside banks on large participation deals.
- Performed comprehensive analysis of Commercial Loans valued at up to $2.5 Million.
- Created spread outlines and various documents utilized by the Commercial Banking Team.
Education
BBA - Finance
University of Cincinnati
Cincinnati, OH05.2015
Skills
- Teamwork and Collaboration
- Time Management
- Problem-solving abilities
- Analytical Thinking
- Goal Setting
Timeline
Commercial Underwriter III
First Financial Bank
11.2022 - 09.2025
Commercial Underwriter II
First Financial Bank
09.2020 - 11.2022
Commercial Underwriter I
First Financial Bank
05.2018 - 09.2020
Commerical Underwriter I
MainSource Bank
03.2016 - 04.2018
Commercial Underwriter
Cheviot Savings Bank
05.2015 - 03.2016
BBA - Finance
University of Cincinnati