Eric Putz
Covington,KY
Summary
Hardworking, Personable and Loyal job seeker looking to move to a sales career after developing a career as a Commercial Underwriter. Through building relationships and strong work history I was able rise throughout my company to one of our most important teams.
Overview
10
10
years of professional experience
Work History
Commercial Underwriter III
First Financial Bank
11.2022 - 09.2025
- Analyzed various financial statements to accurately assess the creditworthiness and the credit needs of potential and existing clients with revenues exceeding $10 Million and up to $100 Million.
- Collaborated with team members, management, and sales team to develop loan relationships with corporate customers.
- Supported new associates and interns in their career development by providing guidance, training, and mentorship.
Commercial Underwriter II
First Financial Bank
09.2020 - 11.2022
- Advanced across three lending divisions, encompassing Small Business, Commercial, and SBA Lending.
- Approved SBA and Commercial loans up to $500,000 within personal lending authority.
- Perfomed financial and cash flow analysis on SBA and Conventional loans for relationships up to $2.5 Million.
- Responsible for training and onboarding of new employees including being the primary approver for 3 underwriters while working traditional Underwriting duties.
- Restructured banks Microloan Program as Underwriter representative alongside CRE Team and Business Banking director.
- Educated sales associates through face-to-face meetings on product knowledge, systems training, and deal analysis.
Commercial Underwriter I
First Financial Bank
05.2018 - 09.2020
- Approved Conventional Small Business Banking Loans with personal lending limits and group exposure limit up to $500,000.
- Worked with SBA, SAD, and ICRE for loans within Small Business Banking lending limits.
- Delivered effective training sessions, combining group presentations with individual instruction, to educate and mentor newly hired associates and sales personnel.
Commerical Underwriter I
MainSource Bank
03.2016 - 04.2018
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process for relationships up to $2.5 Million in exposure.
- Approved loans up to Small Business Banking lending limit of $250,000.
- Developed job aids for underwriting systems and loan products that remain in use after the merger with First Financial Bank.
- Contributed strategic insights to limit risk and optimize loan opportunities with the launch of the new Bizflex lending product.
Commercial Underwriter
Cheviot Savings Bank
05.2015 - 03.2016
- Communicated and collaborated with outside banks on large participation deals.
- Performed comprehensive analysis of Commercial Loans valued at up to $2.5 Million.
- Created spread outlines and various documents utilized by the Commercial Banking Team.
Education
BBA - Finance
University of Cincinnati
Cincinnati, OH05.2015
Skills
- Teamwork and Collaboration
- Time Management
- Problem-solving abilities
- Analytical Thinking
- Goal Setting
Timeline
Commercial Underwriter III
First Financial Bank
11.2022 - 09.2025
Commercial Underwriter II
First Financial Bank
09.2020 - 11.2022
Commercial Underwriter I
First Financial Bank
05.2018 - 09.2020
Commerical Underwriter I
MainSource Bank
03.2016 - 04.2018
Commercial Underwriter
Cheviot Savings Bank
05.2015 - 03.2016
BBA - Finance
University of Cincinnati
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