Erica Grant
Elmont,NY
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
13
13
years of professional experience
Work History
Closing Specialist
Atlantis National Services Inc.
06.2021 - 07.2023
- Reviewed funding packages by calculating fees and arranging for disbursement of loan funds.
- Coordinated with sellers, buyers, escrow agents and real estate agents to complete loan submissions and scheduled closing dates.
- Managed final steps of closing process to mitigate risk and errors, in a timely and efficient closings.
- Produced closing instructions and coordinated with title company to monitor closing and funding.
- Requested prepared deeds to proceed to closing.
- Liaised between closing companies and borrowers to close home loans.
- Confirmed accurate fundings, lien payoffs and final mortgage recordings by collaborating with real estate agents, loan officers and attorneys.
- Utilized Qualia to create memos and invoices for title companies and closing attorneys.
- Collaborated with lenders, agents, and legal professionals to resolve transactional and title issues.
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
Closing Specialist (SBA)
Newtek Business Services Inc.
04.2013 - 10.2020
- Audited variety of critical financial documents for completeness and accuracy, noting and resolving deficiencies and errors.
- Scheduled home inspections and environmental testing for properties to accelerate closing process.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Set up and completed loan submission packages.
- Communicated with originator and applicant concerning progress of loan file.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Analyzed borrower credit reports and income statements to verify accuracy.
- Developed comprehensive understanding of loan processing regulations and laws to be fully compliant.
- Coordinated with sellers, buyers, escrow agents and real estate agents to complete loan submissions and scheduled closing dates.
- Prepared file for final clear-to-close by branch management.
- Processed mortgage loan applications accurately and successfully for over 8 years.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.
- Confirmed accurate fundings, lien payoffs and final mortgage recordings by collaborating with real estate agents, loan officers and attorneys.
- Maintained checklists of required documentation and open issues affecting closings.
- Completed post-closing quality control evaluations of originated mortgage loans.
- Prepared and reviewed buyer, seller, HUD and other transaction documents.
- Set up, stored and updated customer files, department records and regulatory paperwork.
Foreclosure Specialist
Bank Of America
09.2010 - 01.2012
- Reviewed loan and foreclosure documents and verified for accuracy.
- Evaluated and examined files with management prior to foreclose sale date to formulate bidding instructions.
- Identified and researched any discrepancies in financial documents.
- Maintained and updated all portfolios by state given by foreclosure management.
Education
High School Diploma -
John Adams High School
Ozone Park, NY06.1989
Skills
- Government Lending
- Data Collection
- Loan Information Recording
- Loan Records Filing and Maintenance
- Mortgage Closing Scheduling
- Appraisal Reports
- Commercial Real Estate
- Loan Disbursement
- Title Abstracts
- Loan Closing Documentation
Timeline
Closing Specialist
Atlantis National Services Inc.
06.2021 - 07.2023
Closing Specialist (SBA)
Newtek Business Services Inc.
04.2013 - 10.2020
Foreclosure Specialist
Bank Of America
09.2010 - 01.2012
High School Diploma -
John Adams High School
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